My husband and I are seperating. He has been emotionally abusive and controlling and impossible to live with. Finally I have got him to move out by making out it is a 3-6 month basis to give us some breathing space and for him to change his ways.
Anyway I have gone more into the ins and outs on the divorce board but here I am looking for money advice.
We have a mortgaged house which I am staying in with him moving into a rented flat. For now we are not informing the mortgage company of this move as its only considered temporary for now.
At the moment we have a joined bank account and he has a seperate account which is currently unused. He has agreed to use this account and let me remove him from the joined account. As we are still going to share the car and I have a more expense than him with the kids and mortgage he has said he will take on the car loan and car insurance on his account.
I want this sorted asap while he is still agreeable. How easy is it to remove someone from a joint account (HSBC and I am the primary account holder), also what about the car loan-unfortunately the car loan is in my name-would this make it problematic switching it onto his account. The car insurance is also in my name (with him the named driver).
TIA