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Christians Against Poverty: worried

12 replies

WelshCerys · 08/07/2012 10:03

Contacted CAP last year for help with dealing with a solicitor's debt. Promised to ease the burden, taking over the negotiations when they broke down.

Caseworker foolishly applied for a £1.00 a month variation order which was, literally, laughed out of court. Following the court's response, and subsequent bailiff action, caseworker has been unresponsive (for months at a time); has asked for information which is already in the file (I guess to indicate that something is being done) but has not negotiated with the solicitor's firm or, as CAP promised at the start, sent the court the authorisation form that I filled in, at the very start, allowing the court to deal directly with CAP.

All in all, a shambles with this caseworker and though I've suggested that my case is transferred to another worker, nothing much has happened - just, some months ago, an apology for poor communication from a colleague but then I was back to the caseworker I started with.

I pay a nominal amount into my CAP account every month - don't know what's happening to it as no plans are in place -

Anyone experience of taking things up and further with CAP or moving from one such agency to another? That would be a chore - all the data is with CAP - but perhaps better than banging my head, continuously, against this brick wall. I want this debt dealt with on a systematic basis. Thanks!

OP posts:
bluecarrot · 09/07/2012 18:47

WHo did you speak to about changing caseworker? Id be straight on the phone with head office in the AM. I know a few people who have been helped by CAP and had no problems at all.

CwtchesAndCuddles · 12/07/2012 20:35

I think you have posted about this before? As before I will suggest you contact head office, CAP are usually very professional and are very well respected.

Are you dealing with a case worker at a local level or one in head office.

sheepsgomeeping · 17/07/2012 22:48

I was with Cap a few years ago and I found them a pretty mixed bag to be honest.

My local case worker was ok and did a lot for us but the next one we had messed up my council tax debt and we ended up with the bailiffs which took months to sort out.

I also found that she had different ideas on what I should cut back on. Internet yes, sky yes of course, but not my phone. And she expected me and dp to only have one mob between us and spend no more than a tenner on it. A month.

I'd push for different case worker, most of them are good but others are not. Do you have to have cap? I dont have any advice about moving agencies as we ended up leaving cap in the end and negotiating with our creditors ourselves.

We seemed to have trouble when our case was transferred to Bradford or was it Leeds. When it was dealt with at the the local office we got to know our case worker quite well and she knew how things were with us.

ColeHawlins · 25/03/2019 12:12

This reply has been deleted

Message withdrawn at poster's request.

ColeHawlins · 25/03/2019 12:13

This reply has been deleted

Message withdrawn at poster's request.

ColeHawlins · 25/03/2019 12:15

Wrong thread. Not sure how I managed that.

WiltshireGirl · 03/04/2019 18:23

I'm with CAP and have had mixed advice.

WiltshireGirl · 03/04/2019 18:24

I'm with cap and have had mixed advice.

Misskitty689 · 05/10/2026 11:51

Hi I have been with cap for 2 years paying off debts I had, all was fine until my yearly review and was the informed that the amount of council tax that had been originally entered was £ 8000 different to the original figure, this was due to a error when was original account was set up as the worker inputted the wrong figure off the paperwork I sent in and didn't check the information provided by the cap visit for original set up.

Since this has happened cap have basically ignored my requests and emails regarding the problem they caused and have now told me after paying them over 2 years nearly £2500 off my debts that the only way they can help is to go bankrupt and if I don't do this they will cancel my plan and have nothing to do with my case.

This has not been the only issue I have had with them regarding my debts but they are not interested in helping.

Has anyone else ever had this issue?

Misskitty689 · 05/10/2026 11:52

Take note

CwtchesAndCuddles · 06/10/2026 21:16

An 8000 difference with council tax????

What was the actual figure

sheepsgomeeping · 07/10/2026 02:49

Hi you might be better off starting a new thread as this one is 14 years old now.

I was one of the older posters on this thread and I parted ways with CAP a long time ago now. I did go back to them after changing my caseworker and I had a better experience and finally managed to go debt free but I haven’t been with them since 2015.

I didn’t know they were still going tbh!

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