I have always been a bit lazy about shopping around for better deals.
However, recently we got our car insurance renewal notice through and were
to find it quoted at £1800. We are both 40+, no teen driver yet, good no claims.... So looked on price comparison site and we had quotes around the £500 mark, from reputable companies.
So rang insurer and told them and they said they could renew for £700 ish. Asked why we had been quoted £1800 and they couldn't say 
Yesterday got contents insurance renewal notice. Little over £500. So on a roll I thought I'd see if we could do better. Got it for about £150 (again a reputable company with good reviews)
So feeling very chuffed at saving so much but really annoyed that we were quoted so much in first place.
And it really isn't so time consuming to get quotes online. Do it 