We are keen to get on the property ladder with our DS fast approaching school age, Id like to be settled in place of our own so as not to risk having to find anywhere new should tenancy be called in. We both earn a good wage, DP has some debt courtesy of ex wife, but I know Id get a good mortgage in my name alone, and I have a good credit score. Challenge is getting deposit together! Every time we get somewhere, something comes up, most recent was a 2k+ car repair bill :( so my question is, could I take out a personal loan to top up my deposit funds without it impacting mortgage application!? Have done my sums and could afford both loan and mortgage repayments...ant thought/advice folks?!