Background: Almost 56, widowed, one DD at university. Secretary for 16 years at small construction related company (4 men, me fulltime, 2 part time women i.e. one mornings, one afternoons). Downturn in business over past 12 months but believed we could get through. Unfortunately immediate workstream almost dried up, although possible projects in the future pipeline.
Anyway, the bottom line is that we three women have effectively been made redundant due to "re-structuring" and asked to re-apply for just ONE new job share role, split mornings/afternoon working. The salary for this new part-time job is £11,000 LESS than my fulltime job and I'm certainly not living the life of Riley on current wage!
I'm 99% sure I'd get the part-time role but really can't manage on just over £8,000 and know that it would be difficult to find a different job to fill the afternoons. On the other hand I don't feel confident in making a clean break and looking for a new fulltime job (age isn't on my side CV wise) - and by resigning would not qualify for redundancy pay anyway. Live in small market town with limited employment scope for secretaries
Husband left debts of which I was unaware so had to sell house etc and there's no pension from that side. I have just a couple of thousand pounds earmarked for replacing 11 year old car on last legs and feel the financial future is looking bleak. Any suggestions or advice would be very welcome.