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Credit Cards - which one????

8 replies

HRHQueenOfQuelNoel · 27/01/2006 16:35

ok before you all jump on me, and say we shouldn't b e getting more credit stuff this is for DH's work expenses. He never gets them paid same time each month, so often we end up 'scraping the barrel' to find money to pay for his petrol (job involves a LOT of driving).

Basically he wants a credit card that he can use for his expenses, which obviously when he gets paid them - will pay off the card (plus an extra 20/30 leftover- he shops around for his petrol ).

He only wants a limit of about £500 but wants to know who you'd recommend. No "high" interest ones please - he says 15% (max) would be good.

Who would you suggest - he just doesn't want to get caught out with any horrible small print...

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nellie245 · 27/01/2006 16:38

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Klauz33 · 27/01/2006 16:40

well there is the cashback option.

Dp does a lot of work travelling and gets 2% cashback with American Express - last year we made £600 cashback.

Or low interest rate cards - Capital one does a low interest rate card. Its well under10%

Look at motleyfool.co.uk or moneysavingexpert.com to find the best deals.

HRHQueenOfQuelNoel · 27/01/2006 16:41

I'm really want MN'ers 'first hand' experiences. Which companies would you recommend, which one's would you advise to steer clear of?

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nellie245 · 27/01/2006 16:42

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HRHQueenOfQuelNoel · 27/01/2006 16:48

hmmm it's got a minimum credit limit of £1000 which is more than we want really.

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nellie245 · 27/01/2006 17:00

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HRHQueenOfQuelNoel · 27/01/2006 17:02

I know - we'd just rather it wasn't too high, it's too "easy" to get our of control with cards with higher credit limits and, of course as long as you keep the payments up they perdiodically increase your limit............another provider did that with our old Credit Card - got it as a £1000, in 3yrs it was up to £10,000 !

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nellie245 · 27/01/2006 17:12

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