My mum is getting some money from the sale of my late grans house and is giving me £1000. I have 3 credit cards - £500 on two - one that the 0% ends in January and one that ends in April. Another one has £1000 on it but is 0% until September. I also have a large credit on my electricity (£700 but pay £123 a month)
My bathroom badly needs done new bathroom suite but work in a diy shop so can get that relitivly cheaply and have someone to fit it.
Im just not sure whats best to pay off first - the cards, some of the elec to bring down my DD a month, or the bathroom. If the bathroom was to wait it would be 6 months till we came back a family holiday thats already booked.
Should I pay off £500 to the one ending soonest and put the other money in a savings account for a bit?
Any advice welcome as I usually end up making the worse decision.
Thanks!