any advice? I am trying to get our finances in order and have managed to get a few of our outgoings a bit cheaper. Our mortgage ppi is the last on my list. I don't know much about it tbh and we took out the policy as it was the cheapest at the time. We are currently with Halifax and it is £36 a month. Does it depend on your circumstances as to how much it is? I only work part time now does this make a difference? I think we only have 50% cover, so if one of us is unable to pay, the insurance only pays half the mortgage. I am hoping to find it cheaper but is ppi one thing that stays the same no matter what? Like I said I don't really know much about it and I find insurances and policies a bit confusing so apologies if I sound a bit ditzy 