This week we're joined by Caroline Thomas from CreditExpert who will be answering questions on credit rating.
Your credit score is not just for loans, mortgages or credit cards. Phone contracts, landlords and other providers will base decisions on your score. Your credit report therefore shouldn't be something you turn to only when you're declined for a credit card or loan, it should be something you manage on an on-going basis, as part of good financial housekeeping.
If you want to know about what affects your credit score and how you can improve it, advice on identity fraud or tips on how to manage your credit report to improve your chances of getting accepted for the best deals, send your questions to Caroline before the end of Wednesday 26th October and we'll be linking to her answers from this thread on 10th November.
CreditExpert is the UK's most trusted credit monitoring service, with more than 30 years' experience. New customers can sign up now for a free 30-day trial * of CreditExpert, giving you unlimited access to your Experian Credit Score, weekly alerts of changes to your credit report and access to an award-winning customer services team.
*New customers only, monthly fee applies after trial ends