Car Insurance and Speeding Points

[LIZS]

Points from May 2007 still recorded on insurance renewal notice - I thought legally they expired after 4 years but insurance co. says 5.

I thought legally they expired after 3, hmm.

However:

www.direct.gov.uk/en/Motoring/DriverLicensing/EndorsementsAndDisqualifications/DG_10022425

states 4 years too.

I thought they expired after 3 but insurance companies liked 5 years of data

yup
stay on licence although are not liable for totting.

They expire after 3 (as in they stop totting them up) but they stay on your licence for an extra year, insurance companies want to know about them for 5, which I think is totally wrong as if they're expired and no longer any concern to the dvla then what business is it of theirs?

Thanks all, didn't know if it might differ from one insurer to another but by sounds of it probably not.

Exactly 26minutes hence my confusion, and was told that taking a Speed Awareness course option doesn't even need to be notiifed, even though surely you are admitting an offence.