Costs of first time house buying.

[FrightfullyPoshFloss]

Does anyone have any idea what is normal? We'd like to try and buy a house next year. Will have to get 100% mortgage, so no deposit costs. Will possibly try to get mortgage fees in with mortgage, or no fee mortgage. Will try and avoid stamp duty.

So how much will a survey for example cost?
And how expensive are the legal bills?

Thanks!

Will bump again tomorrow, thought I would just try again tonight. I'll be wondering about this all night now!

Survey costs about £450 - it can be arranged through the mortgage provider, so can probably be included in your mortgage. Legal bills vary - shop around. I'm a member of Unison so get a very cheap deal. But you're probably looking around £500 plus stamp duty ( if you need to pay it).
HTH.

Call a couple of local solicitors for an estimate of costs for buying. They'll send you a breakdown of costs for legal fees, land registry fees, search fees etc.

Surveys vary depending on which type you have, there are three types ranging from a simple valuation to a full structural survey. The mortgage company will be able to tell you the costs involved.

useful article here

we had a very technical survey done, much too detailed for what was needed and it cost us £600. the legal costs were about the same, no stamp duty as our house only cost £43K

So roughly a grand. Will look at that site now thanks gb.

Thanks BG. There are a few things I hadn't thought of. But not undoable (is that a word?) in 6 months if I work very hard and spend very little (try not to look at my party thread I'm going to start in a mo....!)