Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Question about childcare costs part of Tax Credits when on Mat Leave

3 replies

KirstyJC · 27/11/2010 21:42

Hi - hope someone can help as I am getting confused!

I am trying to work out what to do with DS2 and nursery next Spring when I go on Mat Leave.

We currently both work full time and pay full time childcare for DS2 (plus wrap around care for DS1) and get help with these costs from the Tax Credits. (income is less than 40k).

What I am wondering is whether I will be able to keep DS2 in childcare part time whilst I am on Mat Leave, and claim towards the costs of this on Tax Credits? I mean I will be at home with the new baby, but still employed on a full time basis.

I know that I am employed as far as the income calculation is concerned, and that I need to work out new approx annual income with mat leave costs less most of SMP etc etc, but I cannot find anything that says about childcare costs. I really want to have some time alone with new baby, and DS2 will be 2.5yo so won't want to sit still at all, and I think nursery a few days a week would be ideal. But we can't afford it without help from Tax Credits.

I have tried the entitled to website which is fab but it isn't explicitly clear - it asks about working hours, then about if you are on mat leave, and what your income will be, then asks about childcare costs. This implies you might be OK to claim support towards it but then again it might just be the way the form on the website works!

Has anyone been in this situation and can give me an idea? I would be most grateful! Smile

OP posts:
HappyMummyOfOne · 28/11/2010 12:07

You can claim as long as you were before maternity leave started, only during the first part of maternity leave though so if you take the full 12 months you'll have to fund the last few months yourself.

onadietcokebreak · 28/11/2010 12:17

Happymummyofone beat me to it-completely correct-just for the 39wks of smp.

KirstyJC · 28/11/2010 13:22

Oh that's fantastic, thanks a lot!! I was only really thinking about childcare for the first few months - maybe up to 6 at most - and I am claiming now, and will be taking 12 months - so it sounds like this is do-able.

Many thanks!Smile

OP posts:
New posts on this thread. Refresh page
Swipe left for the next trending thread