Help - ex refusing to pay mortgage/separating/no income of my own.

[rubbishsituation]

Title says it all, really (have namechanged, not a very regular poster but have been on here for several years).

DH announced he wanted divorce a few days ago. have been in limbo since, but confirmed it today. He did say he'd be looking for somewhere to rent, despite us not being able to afford it (and has since interpreted that as me "telling" him he can't move out...).
He also says that he's cleared our joint account (I'm SAHM, 2 DC's one with SN's and I'm on Carer's). Refusing to pay the mortgage - joint acc is really only joint because mortgage comes out of it, but otherwise it's totally his and I don't use it/can't access it!

So does anyone know what help I can get? It looks like I don't qualify for housing benefit, but our payment is due to go through in just over a week, and that's going to stuff my/our credit rating.

Sorry if this doesn't make much sense, but not a lot is, at the moment.

You should qualify for legal aid and so i would see a lawyer asap. I would also speak to your bank firsty to check whether the joint account has been cleared and also to explain the position regarding the mortgage payment which may be missed. Better to advise them of the situation than have the stress of waiting for the bank to pursue you. It may be that the bank will allow you to suspend payments or take a mortgage holiday or at least hopefully look favourably on your position. you should get urgent advice on this. They can't doanything immediately anyway - i think until approx 3 months mortgage have been missed as a matter of practice and they are under pressure to take account of people's individual circumstances. DH does have to pay maintenace to you - what about involving CSA? I would also speak to the council and any benefits agencies to see what additional support you are entitled to - perhaps Citizens advise could help? Best of luck and chin up x

www.entitledto.co.uk

Thank you, both!

Useful list of things to work on - it's just bad timing that it's the weekend. I am gritting my teeth and ready to make appointments everywhere on Monday. Thanks again.

Forgot to say, a fantastic place to start are the job centres. I thought they only dealt with helping people finding new jobs, but they are also great to direct you to places who can provide advice and to evaluate if you qualify for benefits, tax credits or any discounts.

DWP have never helped me.