Everyone needs to discuss their personal risk/benefit profile with a medical professional.
Why? If they have no symptoms which bother them? If their family history knowingly counter-indicates HRT? As mentioned earlier it is not prescribed as and should not be taken as a preventative. So less of the 'everyone' please!
I would say if you are worried see your GP. But if you are not, well don't. If you have symptoms which bother you, concern you have a high risk factor for osteoporosis by all means discuss this. But I, for one, am not going to go around seeking advice for problems that don't affect me, that I am not concerned about. I don't think my GP would want me to either.
It is cruel to purposely create fear in people just because you have found a treatment helpful. Sometimes, I think it seems this is done in order to validate your own course of action especially where there does exist some risk. And that's what the current awareness over peri and menopause seems to be doing in order to normalise HRT. (General you, as in 'one').
It really does not have to be an either or, or so adversarial.