@Icantstopeatinglol Yes it is necessary for bone and heart protection- too risky not to use it till you are at least 50. That's the medical advice.
How long ago did your own periods stop?
Are you sure you were completely post menopause? (That means 12 months with no periods at all.)
Basically, if you are having bleeds on conti HRT it usually means you are still producing some of your own estrogen and the progesterone part of the HRT is not enough.
It depends how low your own hormones are/ were when you started conti.
Conti HRT is for women who have had no period for at least 12 months or are over age 54 (If they are unsure if they are post meno or not for any reason.)
If you are still just 41, some drs would suggest the combined Pill as it gives a good dose of estrogen (they like Qlaira) or put you on a cyclic type of HRT (like gel and Utrogestan) or a 3-monthly cycle using Tridestra.
There are loads of options so YES you do need HRT but you need to get the type right.
If you have been diagnosed as having an early menopause this would warrant a referral to a specialist to get the HRT right- so ask your GP.