That's Menopausematters board as well as here 
A few questions:
What's stopping you from taking the hrt prescribed for you?
Are you in denial about your age? It is a big change isn't it- have you come to terms with this "second spring" in your life? Had you made some assumptions about your life, like, "by 50 I'll have my own yacht" etc etc?
Or are just in the throes of confusion about it? Do you feel you were prescribed the right hrt? Did your GP treat you kindly or just shove a script your way?
Or are you just feeling like decisions are difficult to make about anything?
All of the above are symptoms of the menopause. It's difficult to see the wood for the trees with crashing fatigue, poor concentration, feelings of loss, low moods and physical symptoms such as aching joints, heat flashes, sweating, new odours, loss of balance, itching skin and headaches etc. etc.
I wonder if you gave yourself three months hrt trial and then made a decision about it would it be of benefit? I bet you'd stay on it.
Certainly for me I was struggling for about two years until I bit the bullet and went to my GP. I had lots of advice and support on here about what type of hrt to take and what tests to ask for, so I feel like I've got the best treatment for me. I love my hrt, I feel human again... like the enchanted castle inhabitants in beauty and the beast!
I recognise looking back that I had disordered thinking / low mood/ inertia as a result of chronically low oestrogen and I was so glad to have help and advice here about how to get hrt and get back on track. The hrt I'm prescribed is very like yours- oestradiol patches and gel are similar but a different presentation. I like the oestrogen transdermal gel I'm using- like the patches it has very few side effects.
Have you any specific concerns about hrt that is stopping you from using it? Maybe have a look at Menopause-matters website and keep chatting here.