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Mature study and retraining

Talk to other Mumsnetters who are considering a career change or are mature students.

University single parent

4 replies

singlemum93 · 13/03/2024 10:32

Hi all, thank you in advance for any advice. I currently work in the primary care in my 30's and have a 3 year old I'm a single parent.
I would really like to go to university and train to do either nursing or another allied health professional course and struggling to find much information on funding etc.
I know from reading online you are entitled to NHS bursary as such upto sort of £6k plus maybe slightly more as a parent. But other than that I'm not sure how you are meant to survive?! I'm not sure if you would be topped up by universal credit or such as there isn't much information on the gov website other than generally students don't receive UC unless you have kids but even then no info regarding that.
Does anyone have any first hand experience of university as a single parent and how much money you could potentially have per year? I'd obviously be willing to work a part time job alongside but even then seems difficult with placements etc.
Thanks in advance

OP posts:
MendaciousMabel · 14/03/2024 08:01

You can get a student loan for nursing and you’d probably get the maximum maintenance loan too which would take you up to around £17k. You can also apply for the parent learner allowance via your student loan application which is an extra bit of money on top. I think it ends up working out to around £20k a year. Your university may also have some support such as reduced childcare fees etc.

MendaciousMabel · 14/03/2024 08:03

Also once you’ve done a certain amount of hands on placement you can apply for bank shifts. I think you can claim UC but they would take into account your student loan as income so I’m not sure how much you would get.

DrunkenElephant · 14/03/2024 08:07

I’m just going through this now.

Currently I work, and get UC top up. UC deducts 55p for every £1 I earn from my entitlement.

With student finance they deduct £1 for every £1 you get because it’s classed as unearned income, so you may get some but the deductions are higher. So say if you get the equivalent of £1000 a month maintenance loan, they let you keep £150 of it but would deduct the other £850 from your UC entitlement in full.

You can get a maintenance loan, and there is additional support and grants for single parents.

I’m not doing nursing so the bursery doesn’t apply, but I’m entitled to the £12000 maintenance loan plus £2000 parent learner grant. I can get a bursery in my second and third year so I’m just going to have to do some part time work around my course in the first year and make it work.

singlemum93 · 14/03/2024 13:18

Thank you for the infomation that's great. I guess I could survive on 17k a year as long as my mortgage didn't increase lots! Iya still confusing in terms of universal credit and how that would pan out especially as I have a mortgage. I guess I've just got to go ahead and do it and make do.
Would be really helpful if anyone could advise how much universal credit per month they get if in similar situation 😄
Thank you all

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