Letting some one move in

[Firky]

Hello everyone.
I am in a quandry.
I am about to return to work after having my children.I plan on working 16 hours a week while i finish my open university degree.

The lone parent adviser has sold it to me well and thefact there is a £40 a week tax free bonus for a year is a great incentive.

Trouble is my boyfriend wants to move in ,he is not well paid at the moment and I think I would be much worse of financially.

But I cant find out for sure.
Can anybody help me.
Thanks

so you'll be off income support?

Think you probably will be tbh. Check entitledto but I was in similar situation when DH first moved in with me except for he had a good wage. Until we went to joint finances it was quite a shock to lose TC etc despite him paying a share of the bills.

Yes income support would stop when I start work

checked entitled to. thanks.
So do i "selfishley " stay on my own or bite the bullet and be worse off financialy.
MMm decicions,decisions,decisions.

Can't your lone parent advisor tell you hypothetically if NM were to move in what your income would be as a couple? I don't see why not really. They are usually helpful IME and better to know for certain before going for it.

Is NM aware you may be worse off financially if he moved in? Have you spoken about how you would split bills/ domestic chores and so on? Bear in mind bills will go up, and there will be more chores eg dishes and laundry, talk about it all so you can see if you bth have similar expectations of how it will be if he moved in.

If I were in your position I would do all of the above and then decide.

OK, let me say this.

Your first, last and only priority is to you and your kids.

Your BF comes second.

So I would strongly recommend you wait until you've started work and got settled first before moving in too. Not only is it financially going to massively affect you, emotionally and physically it will be draining too. Years ago, I moved back in with my ex, discovered she was pregnant with our second AND started a new job all in a week. Trust me I was a wreck! lol

If your BF is the right one for you he will understand and be patient. If for some reason he's not then that should ring alarm bells. Plus I'd always be wary of a man who wants to move in with you when he has little money. But then I am a cynic sometimes!