When an ex-partner leaves debts, joint account etc

[catkinsheaven]

My ex has left us a while ago, he still paid money into our joint account until recently which covered bills etc.

I'm afraid he has since stopped all monies going into the joint account which means all the direct debits have bounced and the interest for the overdraft (HUGE!!) is piling up plus charges which are hundreds extra on top.

I think he has done this because he now has a new girlfriend and new life/bank account and won't tell me his whereabouts in case I send some of his (now) creditors to him.

I now don't have a current account and can't open another. I don't know if I will be left solely liable for the joint account. I don't even have a forwarding address which doesn't sound very believable to have to tell others.

I can speak to my ex (rarely ) by phone and he knows the financial situation he's left us in but is pretending he has no money now and can't help. I told him that a court order has arrived to take our car and he just shrugged (as much as you can shrug) on the phone and asked when they're coming to take it.

Sorry the above is waffling and a bit ranty, he doesn't see our dcs either, but my main concern is the financial mess he has left us in. I don't have enough money to cover any of this.
Wondered if anybody had been left in a similar situation?

get down to the CAB straight away....

Oh, you poor thing. You might also contact payplan. They should be able to tell you what you are and are not liable for. What a bastard!

Why can't you get an account of your own?

Payplan

I can and I have ordinary accounts but not another current account now, so not sure how I'll pay the direct debits in future.

He's hiding away and letting the dcs and me face the music from this.

Thanks will check out payplan.

similar experiences here

exh and i split, he took money from me on my cc, and withheld money due in to support kids etc, saying he needed it more

anyway we had a joint account, so i cancelled the debits in his name only , as i figured if he wasnt paying in anything i wasnt going to be paying out for him

as he hadnt changed his address and all statements and cards etc still came to my home, when his atm/debit card was cancelled, any replacement one was sent to my address, so he couldnt collect it or use it

i didnt feel bad about it, he was and has paid nothing towards the kids in over 3 yrs, and yet expected me to pay his cc dd's

to get him off a joint account he has to send a letter giving you permission to remove him, or else you close the entire account down and open a new one

took me 2 yrs to get him off the account, then some months later he called me drunk asking whyi cancelled his dd's all that time before as he had debtors after him and couldnt open a new account

boohoo

def get to the cab, they will help you sort this mess out and good luck