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Lone parents

Use our Single Parent forum to speak to other parents raising a child alone.

Help with understanding CMS.

11 replies

SingleMumOfOnex · 17/08/2024 00:45

Hello everyone.
I am new here and hoping that someone or a few people could help me with understanding child maintenance service.

i am a single mum to an amazing 12 year old daughter who has autism and dyspraxia: she is the best little lady ever, however her father unfortunately fails to see this.
I left him when my daughter was 3 and he has been bitter towards me since, despite having relationships with other people it seems as though when it comes to our daughter he cannot get over the fact I left him, which has left us having a turbulent ‘co parenting’ relationship.

without getting into too much details, I have an interdict in place and a residency order by the court; he has a very good job with BAE and before I went to CMS two year ago he would pay my daughter sporadically different amounts from £25-£150. Some months he simply wouldn’t pay, I told him enough was enough and called CMS. He advised me I would get ‘less than what he offered’ but I still went ahead as I knew it would be a set amount each month for her. They put in place that the first year he was to pay a little over £180 a month, the following year (last year) it went to £208 a month based on his HMRC real time information from the tax year 2022.
he has never missed a payment and we do direct pay.
however, upon our review date on 6th July 2024, his earnings for the last year that the HMRC gave CMS had drastically increased to the point in the annual review his new monthly payment to my daughter would be £423 per month.
he is supposed to pay her on 28th each month however he never does as he is four weekly paid on a Wednesday which he did send the money on. I contacted him asking did he receive the review and did he want to keep it to his wage day and not 28th of each month like the review said as it works for us and his response was ‘it’ll have to be’. So I took it that he grudged the amount he was now having to pay but that he would.
two week later he text saying he was now on ‘long term sick’ and I knew it was down to the payments and not wanting to pay that as if there is a 25% increase or decrease in the paying parents income the amount changes.
on 2nd August I got an email letter from CMS saying he has asked for a mandatory reconsideration due to the amount he has earned.
i contacted them asking what this meant and they said he is disputing the amount he earned however that they got the figure from HMRC and that he needs to provide evidence to say that wasn’t the correct figure. I have been told to wait until 26th August to hear the outcome of the reconsideration however I have tried to speak to CMS and asked the following;
if the HMRC have gave CMS the figure surely it is correct and his payments on the review should still stand?
how is he able to earn over double his earnings from the previous year last year and only give my daughter the amount based on the year priors figure.

does anyone know if the reconsideration takes into account the decrease in his income now he has went on the sick, that the amounts will be the £423 or will they be based on his new monthly income?
if so, how is he allowed to earn all the extra money he earned last year and only give my daughter the money based on his previous years earnings?
He has basically earned £900 a week from 2023/2024 (from the HMRC figure) and only gave my daughter £45 odd per week as that was the figure on the review based on his income from 2022 - does he get away with making more money and not having to pay what he should have been paying as the review is done annually on the date the CMS case comes live?

he provides my daughter with nothing: she does not stay over so there is no shared care, in fact he is very narcissistic towards her and manipulative in his messages, she has now took it upon herself after another one of his ranting texts to her to block him and delete him from her phone.

I have brought my daughter up myself for the last nearly 9 years providing her a warm safe loving home, I do what any decent parent should be doing from keeping her clothed and fed, to days out & away, holidays home and abroad, birthdays and Christmas (which he gives her nothing extra for), during the pandemic he never once asked to see her (despite it being in place separated parents could still have their child) never once text asking how she was or did she need anything despite knowing she is neurodivergent, he has never helped towards the cost of her school uniforms for the last 9 years. I go above and beyond for my daughter, as any parent should be doing. All whilst he takes himself to the other side of the world many times, has all the best of clothes and materialistic items. The one thing he should be doing his providing her with the money that CMS say he should be paying, but now he has went on the sick I am worried she won’t even get that.

I just do not understand how he is able to earn the figure he earned last year and get away with paying the small figured based on the previous year’s earnings; I understand if his income drops below the 25% decrease her monthly amount will drop however will the figure stand in place from before he went on the sick and go to her arrears?

I am sorry this is a lengthy message I am just so confused and without sounding like the stereotypical ex partner I do not want him to basically get away with earning so much and not contributing to his daughters life the way he should be.

I have spoke to CMS and they said to wait until the mandatory reconsideration is done before thinking about going to a tribunal if I disagree with the decision as they can’t say which way it will go but they also skate around the question why is he able to earn so much money to dispute it then to go on the sick to decrease his new income & what happens with all the income he’s made over the last year at the higher amount. I also asked them to change to collect and pay due to his abusive messages so we do not need any contact at all and again I was advised I would need to wait until the mandatory reconsideration is done. I know this will deduct 4% from my daughters CM which will be worth not having to speak to him and add 20% on top of his monthly amounts.

I should also mention he does work cash in hand too with a friend which I have proof in text messages with him asking me for a ‘loan’ of money until he gets that money from him which I would loan him before knowing how much he actually was earning. So I can only hazard a guess as to where his money is going as it’s part of the reasons I left him in the first place.

I have tried to maintain somewhat of a cordial relationship with him for my daughters sake but without giving everything to the internet he goes and does something else when you can’t think he can get any worse.

Thank you if you take the time to even read this.

OP posts:
Anitapu · 17/08/2024 11:32

Fellow lone parent here!

The cms in my experience, have been very much on the sperm doners side.
I recently asked for a recalculation as I know he earns more, but because its not raised or lowered in that 25% threshold, nothing happens.
There are far too many loops with cash in hand work also.

I have tried to maintain an amicable relationship also, but some "men" really are top quality Rsoles!

I use the cms as a third party, maybe a little security behind me. If your ex pays anything, on time and generous enough I guess just appreciate that you have something at least. It really will catch up with the loser one day.
He should keep it the same every month though as £45 a week sounds like financial abuse if hes earning £900 weekly.

All you can do is persist with the cms but good luck, they are a living nightmare to deal with! They dont log correct imformation either so its a sure way to turn parents on one another and even cause alienation!

good luck OP.

just keep being a great mum! And dont worry too much about bellends like him! Hele get his...

SingleMumOfOnex · 17/08/2024 14:35

Thank you so much for taking the time to read my message and get back to me! I really appreciate any help.

It’s just sickening that they say that they take the review from the last tax year to base the following years amount on, to then have him go on the sick knowing they’ll reduce his monthly amounts - how does he get away with earning so much money regardless if he ‘isn’t earning it now’ to be providing her with the amount based on his old income: surely he would still be liable to be paying as he had all the extra money last year.

They do absolutely nothing for their children and the one thing they can do to help contribute to their lives they bow out of doing. I know my daughter is ‘lucky’ enough to have had anything as I have friends who don’t receive a single penny from the other parent but my back is up that he was earning £900 a week last year and paying her £45 - I’m just going to need to ride it out and do whatever I can with the outcome.

I just wish I knew why they were allowed to base it on previous year income then change when they have a new income and he’s got to have all this extra money without giving her anything extra, ‘living’ his life doing what and when he pleased with no care to my daughter. Instead of annual reviews it should be done monthly so the children whether it’s mother or father paying are paying the correct amount instead of the loopholes of the 25% decrease.

it’s hard enough bearing all the responsibilities of being a single parent but with her additional needs I just wish something would go in her favour in regards to him.

I do ask CMS to repeat what they’ve written down so I know they’ve listened as I’ve heard they don’t log everything correctly, I guess I just need to wait until 26th to see what they come back with but from your answer I won’t be holding my breathe that it goes in my daughters favour.

Thank you for your kind words, helps knowing that there is people in the same mind situation as much as I wish we all weren’t and everyone pulled their own weight when it comes to their children x

OP posts:
DadJoke · 17/08/2024 14:53

Wait until the mandatory reconsideration is done. You can’t really do anything else.

I suggest you also contact Gingerbread, who will advise you.

www.gingerbread.org.uk/find-information/money/child-maintenance/

Anitapu · 17/08/2024 15:17

OP i wholeheartedly feel you.
I agree with everything you have said also. He sounds like my DD "dad"! The cms make the rules up as they go it seems. It definately needs to be reformed, men (and women) need to be held responsible especially the deadbeats and parents who check out of their childrens lives. More needs to be done to action those who do not comply!! Or offer what suits them when it suits them. It doesnt make sense, and seems like the staff have no idea what they are actually doing.

Just think, your daughter is much better off without someone like that. Just be strong and dont ever give him another chance because he will realise hes fucked up! Hes shown you who he is. A selfish low life who clearly doesnt want to provide!

i hope you and your daughter are managing just fine though,but keep pushing, its frustrating but hopefully a new law comes in place and he will regret being such a dick!

all the very best with it all!!!😀

SingleMumOfOnex · 18/08/2024 14:24

Thank you both for your help!

I had the reconsideration email come through this morning at 7.11am but CMS website had been down for maintenance so only just got on, it has been declined on his part: no change has been made to this decision based on income. Based on the available evidence, Mr *** current income is within 25% of the HMRC income used therefore no change will be made to this calculation based on income.

so his current payment schedule stays at the £423.
however I expect next month I will be back to square one with him as he’ll no doubt keep doing it as he’ll be on sick pay by then.

it does say on it he can go to a tribunal etc do any of you know if that would cost him as I know for a fact he will not be wanting to part with anymore money and he won’t do it as he has refused point blank to go back to court despite it costing us both: unlike him I am happy to go to court to keep my daughter safe and certain people away from her that he allows in his life and will pay any amount necessary to do so.

OP posts:
DeliciousApples · 18/08/2024 14:45

How much sick pay does he get?

Eg it could be six months full pay and sux months half pay.

So it could be a while yet until his wages drop.....

SingleMumOfOnex · 18/08/2024 18:16

@DeliciousApples honestly I don’t know I could only have a look online see if I can see anything about BAE and see.
I do know he done a tonne of overtime etc so it’ll probably go down next month with the change in that if he does even go to full sick pay if that makes sense?

OP posts:
Poppalina37 · 21/08/2024 21:47

This happened to me, his got declined, he didn't pay for a while, the arrears ranked up..... he eventually paid and realised that he wouldn't get away with it... this was some 14 years ago but they were really good at dealing with him. He however, thought everyone that worked for CSA were men hating #### 😂

SingleMumOfOnex · 22/08/2024 18:11

@Poppalina37 he paid me some of the amount he was due to pay but not all of it yesterday (his pay day) he technically has until 28th to pay then the 5 additional days after that before I can contact them and tell them he hasn’t paid her the correct amount.
his reconsideration was declined however I suspect he’ll still be on the sick and it’ll be back to square one next month.

what is really bugging me is why there is nothing in place to give him into some sort of trouble by not declaring last year his income had increased by over 25% as he is quick enough to try and tell them it’s went down but surely there should be something in place other than an annual review more like monthly as my understanding is on UC they base their amount on what someone has received the month prior. Just to avoid this loophole of the other parent getting out of paying the correct amount and getting out of being able to f**k off on the sick when they deem the amount they’ve to pay their child is ‘too high’ despite earning the amounts they earn!x

OP posts:
SingleMumOfOnex · 17/10/2024 19:39

Just to update all ..

he stopped paying me after his reconsideration wasn’t granted in his favour. I then received one payment of the new amounts however it was not the full amount so I contacted CSA to ask to change to collect and pay, which was granted however they were struggling to find his employer saying the system would pull it through ‘automatically’ which I had been told by various CMS employees various times until today when the man I received was genuinely the most helpful person ever: he told me that they can pull it through if they’ve got enough details on the system (which they did have) however it is ‘creating work for him but that’s his job’ so basically every other one didn’t want to take the fifteen minutes to go through the process which he done today to help me. The arrears are over £1000 currently and this months payment has also not been paid (he got paid yesterday & I didn’t get a payment directly or paid via CMS.
the gentleman today also told me that my ex partner had put in a request to go back to direct pay which he also declined for me today and seemed genuinely annoyed at the fact he even tried to ask considering how high his arrears are sitting .. he did tell me that a new calculation would be sent out today but I’ve not had it yet, I have however checked my online account and finally today a deductions of earnings has been placed on his wage - so his employer will know now he is a waste of space ‘father’ not paying for his child .. he is paid every four weeks so I won’t expect a payment until December (which works out well with her birthday and Christmas being then) with the way it works with them getting his money and then passing it to me however knowing that this is now in place until July at least when it can go back to direct pay which I know he’ll do however the second she doesn’t receive the full amount my daughter is legally entitled too I will be going back to collect and pay & we can start this whole routine again.

I know I will sound so bitter, however knowing he has to pay an additional £77 per month on top of his CMS amount for my daughter actually makes me happy.
had he paid her what she was owed when she was owed it and not dictating to me what she gets despite having the figures based on his earnings he wouldn’t be out of pocket.

Being a parent to a neurodivergent child is hard, being a single parent to a neurodivergent child is harder - I wouldn’t change it for the world, she is my entire life however the one and only thing he can do to help contribute to her life that benefits her because he knows everything I get for our daughter goes on her and more: she has the life every young girl dreams off & its not just materialistic things but she has a safe, loving & warm home, food in her belly that she likes (a lot of food aversions) and a mum that worships the ground she walks on, which unfortunately not every child has these days.
I burst my a** every single day working and doing what I can to provide her the life she deserves which he and his family are very well aware of and yet he slanders me to anyone that will listen.

thank you each of you for your help with all this, genuinely means the world to me x

OP posts:
SingleMumOfOnex · 04/03/2025 21:12

Another update!

CSA placed the deductions of earnings in for the last three months.
he has tried on 8 separate occasions (one being her 13th birthday in December!!) on the online portal to go back to direct pay: all of which obviously have been rejected by CSA.

tonight, I received an EMAIL from him, stating he would be leaving his job as he cannot afford to pay CSA what he is paying 🤣
which in itself is hilarious considering the salary he is on.
not to mention he fact he got his arrears down from £120 a month on top of his monthly amount, to £10. The gentleman on the phone actually laughed when he seen the change in amounts as I phoned to naturally query this.

he has literally stooped as low as he possible can: can make time to go on CSA website on the day I birthed our daughter, can make time to send me an email today informing me he will be leaving his job - but cannot send his only child a birthday card or an email since he knows how to write one.

pathetic.

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