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Child maintenance

78 replies

Chocpie · 12/07/2022 22:29

I just did the calculator simulation for the child maintenance and I'm shocked at how much I will get for 2 kids monthly from their dad based on his wages. It's like peanuts to me. How can it be so low?

OP posts:
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user237363826 · 15/07/2022 21:34

@Chocpie
Would you be able to make an agreement with your Ex?
To allow the children to continue with all activities and split costs including uniform, school trips etc ?

BackT · 15/07/2022 21:38

The reality is that you will be able to claim universal credit to top up your income as well as getting CMS.

Chocpie · 15/07/2022 21:40

user237363826 · 15/07/2022 21:34

@Chocpie
Would you be able to make an agreement with your Ex?
To allow the children to continue with all activities and split costs including uniform, school trips etc ?

Not sure that's why I wanted to calculate by law how much he will be ordered to give but that's not good enough. Anyway let's hope for the best. Hopefully I can upgrade my job and not worry anymore

OP posts:
lonelydad2022 · 15/07/2022 21:44

Chocpie · 15/07/2022 21:27

Adjust lifestyle to the point of not having a lifestyle because you have to live on so little due to a stupid government calculation that says your ex you should give you 16% of their wages for his kids. I still find it stupid. I'm not living a luxury lifestyle. I just want to feed and clothes my kids decently and take them to their activities. There nothing over the top here.

It is 16% of gross not take home pay. If someone is in minimum wage, he will receive 1359. CMS takes 252. Remaining take home 1107. He will.have to house himself, food, utilities, petrol, insurance, and money to see the children. How much more could he provide to the RP?

chopc · 15/07/2022 21:46

I just don't get it. OP has chosen a shit bag to procreate with who doesn't want to pay for his kids. The government can say what they like but I don't think they can still "make him" pay especially if he claims to be self employed. And then why should other people pick up the tabs (in the form of benefits)?

restedbutexhausted · 15/07/2022 22:32

chopc · 15/07/2022 21:46

I just don't get it. OP has chosen a shit bag to procreate with who doesn't want to pay for his kids. The government can say what they like but I don't think they can still "make him" pay especially if he claims to be self employed. And then why should other people pick up the tabs (in the form of benefits)?

Many people have to claim UC to top up their income. You seem to have some idea that benefits are for lazy people or wanton women. Why is that?

LoneParent1 · 16/07/2022 07:53

Chocpie · 15/07/2022 21:17

I second you! As if it was that easy to find a better paid job anytime you want. Also yes the sole parent has totally more to juggle with and organise their life around children so the job has to fit around. People are so un considerate.

Sadly though, this is, for the majority of the resident parents, the reality.
It is about budgeting well and trying to find the perfect job financially and for what works for your family.

With regards the costings, if you work out when he will be having the children, then any costs relating to the clubs or childcare needed on that day, should fall to him. So it maybe worth ensuring that say his midweek contact involves one of these.

The rest is, I'm afraid, yours to bear.

The reasons for not sharing costs 5050 is quite simple, it would be a nightmare. He'd say they don't need xyz or that you're choosing the most expensive abc and you'd constantly be having to prove and justify spending. As it stands now, you receive the child benefits and any associated benefits, plus the child maintenance to spend how you deem fit. Imagine if he could dictate that you live elsewhere in cheaper accommodation or how to spend your time with the children. It would be awful for your freedom to move on as you need to.

If you can make informal agreements with him, you may get more money, assuming of course that he pays! You can also have the discussion that you share significant other costs on top, such as school uniform etc. Though remembering that he isn't obligated with any of those additionals.

I'd also, advise you @Chocpie and any other lone parent who receives child maintenance, please don't rely on this for absolute survival as it can stop at any point or reduce without notice if he loses his job, gets a lower paid one, retires or goes self employed or if he moves in with someone with children and/or has additional children etc. There are so many, predominantly women, who do rely on this for the rent or mortgage and then have the rug taken from under them.

ChiselandBits · 19/07/2022 16:22

@BackT you do know that not all SP get UC? I earn a decent wage so don't get anything other than CB. ExHs CMS contribution from his wage covers about 1/4 of what my kids actually cost me, not including mortgage or utilities in that either. For me the biggest issue is childcare costs - I absolutely think that if an NRP only has weekend contact and effectively has 24/7 free childcare from the RP, they should be liable for 50% of any childcare bill the RP has (after any CTCs or UCs are used) as effectively the childcare is allowing BOTH parents to work. As a pp said, the NRP is free to do work overtime, accept antisocial shifts, start early, stay late that an RP simply can't do. I would happily do 50/50 and have no maintenance but he doesn't want it.

user237363826 · 19/07/2022 19:03

ChiselandBits · 19/07/2022 16:22

@BackT you do know that not all SP get UC? I earn a decent wage so don't get anything other than CB. ExHs CMS contribution from his wage covers about 1/4 of what my kids actually cost me, not including mortgage or utilities in that either. For me the biggest issue is childcare costs - I absolutely think that if an NRP only has weekend contact and effectively has 24/7 free childcare from the RP, they should be liable for 50% of any childcare bill the RP has (after any CTCs or UCs are used) as effectively the childcare is allowing BOTH parents to work. As a pp said, the NRP is free to do work overtime, accept antisocial shifts, start early, stay late that an RP simply can't do. I would happily do 50/50 and have no maintenance but he doesn't want it.

Completely agree with the childcare costs!

Chocpie · 19/07/2022 19:37

ChiselandBits · 19/07/2022 16:22

@BackT you do know that not all SP get UC? I earn a decent wage so don't get anything other than CB. ExHs CMS contribution from his wage covers about 1/4 of what my kids actually cost me, not including mortgage or utilities in that either. For me the biggest issue is childcare costs - I absolutely think that if an NRP only has weekend contact and effectively has 24/7 free childcare from the RP, they should be liable for 50% of any childcare bill the RP has (after any CTCs or UCs are used) as effectively the childcare is allowing BOTH parents to work. As a pp said, the NRP is free to do work overtime, accept antisocial shifts, start early, stay late that an RP simply can't do. I would happily do 50/50 and have no maintenance but he doesn't want it.

Exactly!!! It should be 50/50 period!!

OP posts:
ChiselandBits · 20/07/2022 06:36

But you can't force someone to parent when they don't want to, so if they're not going to do the grunt work there should be a much tougher and more realistic contribution. There was a big thread on this in AIBU last week that ended in the usual "whattabouttery" but the stats speak for themselves..millions in unpaid CMS, 90% of single parents are women and a high proportion are in receipt of UC or CTC/WTC because they can't earn enough while RPs.

Personally I think the best solution is to have a minimum level set that is not derisory and in cases where NRPs are dodging, it's paid by the state and incurred as a debt that does not get written off. When their state pension is taken to pay it back they might have a shock. Also make Cms a branch of HMRC so it's more difficult to dodge.

MuddlingThroughLifeLittleByLittle · 20/07/2022 18:55

Because he has to keep a roof over his head for rhe dcs.
Supply clothes when there especially if over night stays.
He has to be able to eat and live too

And we're both ends i get cms from ex. Dh pays his ex. We supply everything for dsc here.they come with the clothes they wear. I wash and iron and they wear home again on their return after however many days.
If dh paid his ex more. We'd have a smaller place and dsc wouldn't have own room meaning a 10 year old girl sharing with my teen son. So works both ways.

Chocpie · 20/07/2022 19:25

I don't think so. The sole parent buy clothes and most of the food for the kids. They just have to wear what they already have from the resident parent when they go to their dad's and for the food it's not the 2 days a week that's gonna impact his food shopping budget.

OP posts:
Chocpie · 20/07/2022 19:27

Chocpie · 20/07/2022 19:25

I don't think so. The sole parent buy clothes and most of the food for the kids. They just have to wear what they already have from the resident parent when they go to their dad's and for the food it's not the 2 days a week that's gonna impact his food shopping budget.

And that's if they go to their dads 2 days a week every week

OP posts:
Catfordthefifth · 20/07/2022 19:49

Chocpie · 20/07/2022 19:25

I don't think so. The sole parent buy clothes and most of the food for the kids. They just have to wear what they already have from the resident parent when they go to their dad's and for the food it's not the 2 days a week that's gonna impact his food shopping budget.

Realistically they should have clothes at the nrps house though. And two days worth of food isn't free, is it? Also they should have a home big enough for the child to stay. All this shit about bedsits is unreasonable imo. I'd want my child to have a proper place to stay.

CombatBarbie · 20/07/2022 19:57

It's all relative though and you haven't said how much he's liable for. I get £250 for my DD, my mate gets £1800 for her DS, another gets £20....

restedbutexhausted · 20/07/2022 20:07

ChiselandBits · 20/07/2022 06:36

But you can't force someone to parent when they don't want to, so if they're not going to do the grunt work there should be a much tougher and more realistic contribution. There was a big thread on this in AIBU last week that ended in the usual "whattabouttery" but the stats speak for themselves..millions in unpaid CMS, 90% of single parents are women and a high proportion are in receipt of UC or CTC/WTC because they can't earn enough while RPs.

Personally I think the best solution is to have a minimum level set that is not derisory and in cases where NRPs are dodging, it's paid by the state and incurred as a debt that does not get written off. When their state pension is taken to pay it back they might have a shock. Also make Cms a branch of HMRC so it's more difficult to dodge.

The fact that the CMS is not currently shows you just what the government, and by extension the country, thinks of women, particularly single mothers.

If the vast majority of RPs were men, they would have no trouble getting money owed from NRP women.

Starlightstarbright1 · 20/07/2022 20:16

You sound very angry Op.

I have had £7 a week off x for the last 12 years.

It sucks but reality is he is only required to pay the bare minimum.

It pays for nothing so discount it.

Chocpie · 20/07/2022 20:19

Starlightstarbright1 · 20/07/2022 20:16

You sound very angry Op.

I have had £7 a week off x for the last 12 years.

It sucks but reality is he is only required to pay the bare minimum.

It pays for nothing so discount it.

And you're not angry for getting only 7 quid??

OP posts:
Chocpie · 20/07/2022 20:20

It's like you're defending ex partner for paying shit to the sole parent and you're happy about it.

OP posts:
Sweatingmytiitsoff · 20/07/2022 20:20

@Starlightstarbright1 well I would have a rant too if I was getting £7 ffs come on.

Louie26 · 20/07/2022 20:27

My ex is on benefits when he pays he pays £30 a month and when he doesn't pay and I ask i get told your only meant to get £20 a month so be great-full I already pay you more 🤦🏻‍♀️🤦🏻‍♀️🤦🏻‍♀️

He currently owes 9 months that's £270 and his daughter is 15
£30 does nothing but when I get it it's better than nothing 😬😬😬😬

user237363826 · 20/07/2022 20:33

Louie26 · 20/07/2022 20:27

My ex is on benefits when he pays he pays £30 a month and when he doesn't pay and I ask i get told your only meant to get £20 a month so be great-full I already pay you more 🤦🏻‍♀️🤦🏻‍♀️🤦🏻‍♀️

He currently owes 9 months that's £270 and his daughter is 15
£30 does nothing but when I get it it's better than nothing 😬😬😬😬

How ridiculous. Can they not deduct straight from his benefits?

I know the CMS do an attachments of earnings if dads refuse to pay so it gets deducted and paid straight from their wages by payroll. You would hope they could set something up for those refusing to pay that are self employed or benefits.

milkysmum · 20/07/2022 21:19

My ex husband SOMETIMES gives me £50 a week for our 2 children. He is a self employed builder and earns between £600-800 per week. It's incredibly frustrating that he doesn't pay more, but it is what it is and I won't waste energy on things I cannot change.

Starlightstarbright1 · 20/07/2022 21:25

Chocpie · 20/07/2022 20:19

And you're not angry for getting only 7 quid??

No i got over it a long time ago...

I focus on what i can control.

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