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Original poster

UC and partner moving in

9 replies

SallyAnn32 · 13/01/2022 20:34

Hi,

Just wondered if anyone knew anything about how a partner moving in would affect UC? I currently claim UC for me as a single person (living alone) and my 2 DD.

I work full time so the amount I receive is reduced by my salary. I receive help with childcare due to being a single working parent, and this is how I can afford to work. My childcare bills are over £1,000 per term and without this help, I wouldn't be able to pay for the childcare.

My partner and I are thinking about him moving in around summer time and I wondered how this wound affect my UC and child benefit. I've asked on the UC portal but they said I'd need to declare it before they could tell me if and how this would affect my payments. I don't want to do this yet because as silly as it sounds, if I lose this then I can't afford for him to move in. The childrens childcare costs are my responsibility so I need to make sure his half of the bills offsets the childcare if that makes sense.

Thanks in advance x

OP posts:
Fere · 13/01/2022 20:37

His half of the bills must include your loss of income.

GeordieRacer · 13/01/2022 20:39

If he moves in you'll have to make a joint claim which will take his earnings into account. You can use an online benefits calculator and put in both your details to see if you'd still be eligible for UC / how much. There's a good one on the turn2us website.

vdbfamily · 13/01/2022 20:45

You just need to have a discussion with him about the financial bit you will take when he moves in and he will have to carry some of that. UC is a benefit. If a household income is liveable on, the UC should then go to someone more in need.
Your living expenses will halve with him living in.

Original poster
SallyAnn32 · 13/01/2022 21:20

@vdbfamily

You just need to have a discussion with him about the financial bit you will take when he moves in and he will have to carry some of that. UC is a benefit. If a household income is liveable on, the UC should then go to someone more in need. Your living expenses will halve with him living in.
Totally agree! Just trying to work out whether it's affordable or not. I don't want to have to struggle more than I am at the moment!
OP posts:
Original poster
SallyAnn32 · 13/01/2022 21:20

@GeordieRacer

If he moves in you'll have to make a joint claim which will take his earnings into account. You can use an online benefits calculator and put in both your details to see if you'd still be eligible for UC / how much. There's a good one on the turn2us website.
Thank you!
OP posts:
MsMiaWallace · 13/01/2022 22:08

What happened if partner does not work?

Preeeettyprettygood · 13/01/2022 22:10

If he moves in you will have to make a joint claim, both your earnings will then be included and deducted appropriately. You will get a couple's standard allowance but dependant on take home pay will be deducted

Preeeettyprettygood · 13/01/2022 22:12

The earnings will also effect child care costs if over threshold. A lot of single claims becoming joint claims assume the child care costs won't be included with deductions

pollygartertidywife · 13/01/2022 22:24

Hi SallyAnn32
You can find out the exact position you will be in with his additional salary y going to this calculator.

Put in your future circumstances and make the decision from there.

benefits-calculator-2.turn2us.org.uk/

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