Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

Lone parents

Use our Single Parent forum to speak to other parents raising a child alone.

Need help - Universal credit

8 replies

justdontknow123 · 08/10/2021 03:33

Just really needing some advice as I can't find the answer online. My DP and I are in the process of separating and I will need to put in a claim for universal credit until I can find a higher paid job (I only work part time at the moment but I am currently applying for full time roles) Myself and our children (age just turned 18, 13, 11 and 7) will be staying in our home which I jointly own with DP. I have asked my DP to pay child maintenance as I will be the main carer but he said he wants to continue to pay the mortgage and a couple of bills out of his account instead and for me to take over everything else (which I should be able to do with Universal Credit or the full time job when i get one) My oldest child has just left school and is currently also looking for work so im guessing that would also affect UC for me in some way when he finds a job. From what I have read online, child maintenance if it was paid to me isn't included in the assessment criteria but if he was to pay the joint mortgage and our utility bill instead, how would this affect things? He will be moving out and will be on a different council tax but I was more thinking about us being financially tied to him still (although I will be anyway as I definitely cant afford to buy him out and it is a joint mortgage) I have never claimed benefits before so I'm not sure how it works. Feeling clueless how to go about this, thanks in advance.

OP posts:
lydia2021 · 08/10/2021 03:45

You can only ask CAB in my opinion. They will help you, and can tell you best amount to earn to get UC. I have never had UC, but I did struggle, so make sure you have the facts from CAB first

residentkaleidoscope · 08/10/2021 04:20

Have you do the online calculator for uc?

residentkaleidoscope · 08/10/2021 04:20

Done*

justdontknow123 · 08/10/2021 06:53

Hi, yes I did the online calculator based on my new circumstances and it said I would be eligible to claim. It didn’t ask about child maintenance amount or if my ex would still be paying the mortgage/utility bill. I read that child maintenance wouldn’t be an issue, but I can’t find anything about him still paying the mortgage instead of CM. He’s not very reliable with money which is why I’m considering agreeing this way, as i think I’d always be chasing him for the maintenance payment. Thanks, I will try to contact CAB.

OP posts:
justdontknow123 · 08/10/2021 07:24

Would I just be able to call the universal credit helpline and ask them? Or is that just for people who are already claiming?

OP posts:
unicornsarereal72 · 08/10/2021 08:21

I wouldn't go for this approach it blurs things. Ask him to pay a set amount in one payment and you will pay the bills. Put everything In Your name. This is not just for you but protects him also. You can both show a clear paper trail of money paid/received.

justdontknow123 · 09/10/2021 18:21

Ok thanks, that makes sense, just hope he does pay me

OP posts:
Yummypumpkin · 09/10/2021 18:40

If he's not reliable with money then you surely don't want him paying (or not paying) the mortgage but for the CSA to deduct maintenance payments straight from his wages?

New posts on this thread. Refresh page