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Ex is now self employed

16 replies

carolebaskinsheadband · 27/04/2020 11:18

Apologies if this has been done before but j searched and couldn't see anything similar.

My ex husband and I have no formal maintenance agreement, we just agree that he gives me the minimum the CMA calculator advises, mainly because it's just not worth arguing.

We review this each April in line with tax year.

He was PAYE up until August last year and would provide his P60 as proof of earnings.

He quit his PAYE job in August 2019 and is now director of 7 property companies. He's been on multiple blogs saying he's made £10k a month profit.

Yet he is now insisting he only need to pay me £300 a month based on his earnings.

Companies house doesn't have any account information on his companies as they haven't needed to file accounts yet.

Is there any way of finding out his true earnings (without going down the CMA route)?

Thanks in advance.

OP posts:
SimoneSaysx · 28/04/2020 07:57

Jesus you sound like hard work, imagine making him send you his p60 (surprised he was okay with that if you think he's so bad - anybody high conflict would do that by choice fyi)

£300 for 1 kid is decent - maintenance isn't supposed to RAISE your child solely, it's his part.

You get what - £300 from him, £20 odd child benefit per week (another £80) so, whatever in tax credits if you apply - so at least £400 pm, probably more without even leaving your house.

If you match his £300 that's £680 a month for your child (minus tax credits) alone. Do you spend that?.

But even if you didn't match it, because your earning potential isn't as good / you took time off to have kids etc -

  • you got that extra time off with your child
  • you still have £400 pm coming in for the privilege

🤷🏻‍♀️

carolebaskinsheadband · 28/04/2020 08:01

Oh dear @SimoneSaysx you didn't really read the details did you?

It's for 2 children, I don't qualify for any child benefit because Myself and my husbands income is too high, I don't qualify for any benefits actually.

You run along in your judgy world and have a good day.

OP posts:
SimoneSaysx · 28/04/2020 08:10

£300 per month is still a decent amount for 2 kids as his PART.

I have 2 kids, I doubt I spend £300 per month on them, never mind £600 if if it was an equal contribution.

And just an FYI you are entitled to child benefit regardless of income.

adelaya · 28/04/2020 08:13

You’re not entitled to cb if you earn over 60000 and its tapered from 50000 @simonsaysx it’s not universal.

Sleepingboy · 28/04/2020 08:15

You are entitled to child benefit whatever your income. You just pay it back if you earn over a certain amount.

DeathByBoredom · 28/04/2020 08:18

What a shame the professionally offended arrived on the thread first. Guess what? high earners have kids with high earner lifestyles, low earners have kids with low earner lifestyles. Good luck op. Hope you get some answers.

SimoneSaysx · 28/04/2020 08:20

The OP posted this at 11am yesterday morning and nobody had replied at all until now. The less offended had plenty of time to reply.

LolaSmiles · 28/04/2020 08:23

He quit his PAYE job in August 2019 and is now director of 7 property companies. He's been on multiple blogs saying he's made £10k a month profit.
The crucial bit is whether he's personally made £10k a month or whether the 7 businesses have made £10k a month.

Quarantina · 28/04/2020 08:25

SimoneSaysx Don't be so ridiculous. Maintenance is based on the NRP's income and the OP's own earnings are irrelevant. If he is earning anywhere near 10k per month, offering the children he created a mere £150 each is an insult.

Breastfeedingworries · 28/04/2020 08:26

If he’s an ex husband he should be paying lot more. Get a solicitor. This should have been sorted when you divorced tho so not sure exactly how it works.

Greendayz · 28/04/2020 08:41

I don't think there's any way of finding out except via the CMS. Though if he's previously been willing to share his P60 with you, you could ask him nicely if he can show you his tax return - the one for 2019-20 (ie the year that's just ended) isn't due til January 2021, but whether he does it, he should be able to save a PDF of it, which you could ask him to share with you. Self employed earnings can be unpredictable (and a lot less than the total income of the company) so you could ask him whether he could agree to "even up" with you once he does do his tax return, if it turns out he's made more than he expected. He must know you could go via the CMS instead if you want, so might be inclined to agree to that. Be aware though that most property companies have been badly hit by the virus.

Light11 · 28/04/2020 15:00

CMS can do the calculation for you and then step back, if he is clearing 10k a month he is undercutting your children.

By the way after the filing period starts for each company you can more or less work out the turnover of how much he is making and he will have to do a self assessment at some stage.

Nothing wrong with letting cms do a complex calculation for you.

Light11 · 28/04/2020 15:02

-p60 will be outdated anyway if he left the job and if he has not yet done a self assessment. (That’s around January time)

conduitoffortune · 28/04/2020 15:15

I don't know where to begin in unpicking the stupidity of @SimoneSaysx's posts.

carolebaskinsheadband · 28/04/2020 15:25

Thanks for all the sensible replies.
I do have a solicitor and they were really good during the divorce (6 years ago). We have generally been amicable in getting everything sorted and didn't need court orders etc. I just feel £150 a month per kid is a bit of a cop out when he's posting photos of all the flashy items he's buying for his other kids etc. However, I can't change that and my husband and I are able to provide for the kids at the moment luckily. I guess it was just a matter of principal.
Again thanks for the replies.

OP posts:
SimoneSaysx · 28/04/2020 15:30

@conduitoffortune Try. Interested to hear.

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