I'm on the brink of beginning divorce proceedings and I am clueless about the process and totally out my depth. Please share your experiences with me.
My soon to be ex hasn't lived with me and our 2 young children for a year, and we have kept the separation informal up to now. He has continued to pay the mortgage in the hopes that we could resolve the problems and he would eventually move back. However, this seems unlikely, and I feel like we need to take the next step and formalise things. I'm unsure what will happen to our house in the event of divorce? I would like to keep it, at least for the next few years, as it's near the kids school and they have lots of friends round about. The problem is, I work part time, 24.5 hours a week, would i be get a mortgage based on my income alone? Also, how much would I have to pay to buy him out the house? I provided the entire deposit when we bought it, does this make a difference?
Also, I have sole custody of the children just now. I have encouraged and supported all the supervised contact he wants with them. we have worked these arrangements out between ourselves but now that I'm pushing for divorce I'm worried he might challenge this. My ex has serious mental health and alcohol misuse issues, all documented by health processionals, police involvement etc. there's no way he would be granted anything more than supervised contact at the moment?
thanks very much for taking the time to read this.