Money worries

[HowamIgoingtocope]

Well I've just done my banking during a 2am insomnia. Not good I know .
With a birthday in November and new council tax bill to pay it look like im eating dust for the next few months.
With the ex not paying what the childrwn are entitled to . To a residential to pay for and several scouts trips and lacrosse fees. I could be selling my soul .

Money is always an issue for me after being left with alot of my ex's debt, and his employer being very erratic with his maintenance payments which the CMS said they cannot demand. My anxiety hit new highs with how I was going to cope. Our family dog also became very ill which meant lots of Vet bills.
Just breathe. I swallowed my pride and instead of trying to hide it, I was honest. Not in a beggy way, but just to help people understand why I found doing things so difficult. I am very lucky as I have a great family and wonderful friends who all idolise my son so tend to help out.
Just do what you can, and trust that is your best right now. It wont always be this hard. Thats what I have to tell myself. I am sorry you have been left in this way. Too many people are left struggling

After primary school I stopped paying for all those extra curricular activities ds got bored with them and it was costing too much money.

I hear how difficult it is for you op. You doing great alone, thinking about them and planning what you can do. Please dont loose the sight from the most important thing: children need a mum, you are the most important there, not lacrosse or other things. They need fun and loving time with their caring mum, that maybe not always can give them things they want, but is there for them, giving them great memories and a model for life. Be gentle with yourself.

Maybe cut down to just one extra curricular activity for a year. Go easy on birthday and Xmas this year until you get more on track. Try not to feel guilty is all I can advise ....

Also those primary school years most children don't mind second hand things off ebay or charity shops but not when they are fussy teenagers. So that may help the pennies stretch e.g. clothing....? You can also pick up good dvd's at times in charity shops that children enjoy...

I know I'll be teaching you to suck eggs - but does your council do weekly direct debit for CT? Makes it so much more manageable for me at least.

And yes. Ex's are frequently woefully inadequate when it comes to covering the true costs.

NGC2017 legally you are not responsible for your ex's debts - AND even if you did sign the papers you could stand up in court (if it were to ever get that far) and tell them you were coerced. The law is far more "bendy" than most realise. Join the FB group "beat the bailiffs and the banks" and then research. :)