Can I afford to be on my own. Advice please!

[Jo110]

Hi. I’ve just split up with my partner of 10 years and I’m so afraid I’m not going to be able to keep my house. Im short £200 and I just wondered if anyone knew how much you get towards stuff from HMRC?

I work full time, have 2 kids 8&6

Please can anyone advise me?

Thanks

www.entitledto.co.uk

Check the above benefits calculator. Have you and your ex discussed maintenance?

www.cmoptions.org/en/calculator/

Good luck.

Hi. I will do thanks. We have but he can’t afford to give me anything as he needs to pay for his own place. We have got to live together for 6 months while he saves up which is a nightmare. Thanks for your help x

If you can’t afford to pay the mortgage or rent yourself then you will have to move. Even if you divorce and a court decides your finances, you could be entitled to stay in the former marital home until the youngest is 18 - but only if you can pay the mortgage in full and up keep the house.

I think it’s better to have a fresh start in many circumstances.

He doesn't get to decide that he can't afford to contribute. CMS will say otherwise. If you don't want to push it you will need to downsize or move to a cheaper location.

I found it easier than expected. Most of the bills fell by 60%. Food definitely, electricity and water ( what was he doing with it all? ), dumped sky & gym membership, fewer meals out. Council tax should drop by a quarter.
I home cook now which is healthier & a lot less expensive.
In the short term, if you really want to keep the house, you could reduce your pension payments or go interest only for 6 months while you get sorted out.
Sign up for childcare vouchers if you haven't already. That saves up to £50 tax a month.
Like Chocolate strawberries, for me it was worth the adjustment. Much happier now.