...my 13 yo DS' life would have to be turned upside down as (highly unreliable and totally uninvolved) ex lives miles and miles away. Apologies if this has come as a topic before but I'd welcome other parents' experiences and how you've gone about making arrangements should anything happen to you.
We don't have any family around and my closest friend lives abroad. There are other friends dotted around but only one who could possibly step in who also lives very far away, albeit in the UK.
Financially, DS would be ok as there is my life insurance in trust and pension but it's the practicalities of where he'd live etc which are keeping me awake at night!