how much maintenance /mortgage contribution should I get?

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Partner and I separating (not married). House is 75% his, 25% mine and mortgaged. Plan is for me to stay in house and him to rent locally. DS (5) will stay with him 3 nights and me 4. In your views, is it fair for him to pay half of the mortgage (given he's contributing to his own equity, and he'll get 75% of this when we sell) as well as pay the CSA recommended rate of child support? Any views much appreciated. Thanks

can anybody help?

I guess what would be fair would be for him to pay 75% of the mortgage, but to deduct whatever you should pay for "renting" his half of the house off him (as he won't get use of it) but whether this is what is legally enforcable I don't know I'm afraid.

The CSA amount would be 4/7 of 15% of net salary - so about 9% of net salary - which is meant to cover the slightly higher food bill that you'll have and also the other costs that you pay (clothes, toys, school dinners, etc).

would it not be better to sell the house and split equity now and you both start afresh? Otherwise, when do you plan to sell? When your child is 18? that's a long way off and, from my own experience, it can become fraught. I think it's a big ask to expect him to pay for rent for his own place AND 75% of your mortgage for the next 13 years. If possible, I would recommend a clean break financially now in terms of the house, but that's just my opinion.

I think the CM is supposed to pay for everything related to dc when in your care. Food, clothes and accommodation costs.

I know it's a joke when someone only pays a fiver a week or less.

Simplest equation would seem to be he continues to pay 75% of mortgage and you pay him 75% of whatever you could rent the place out for.

I would agree with the clean break scenario, it's a a very long time to have this arrangement and it means you are both financially linked for 13 years which can have negatives to both of you (i.e you are each responsible for the mortgage and it can impact your credit scores if either or you couldn't pay).

His life and yours will change over the next few years and I doubt he will want to continue renting forever, what if either or you have a new partner. Would he still think it's fair if he pays 50% of the mortgage if your partner lives there? I know it might seem unlikely now but it could happen.

I stayed in the family home as I was able to buy the ex out however I do wish I had moved as I think it would have represented a new start for me. I felt it was helpful for stability for my dc (who was similar age) but in reflection they would have coped fine.

mrGin CM is a contribution towards those costs - the intention is that both parents support their DC - just as they would if they were a couple.
The DCs should benefit from the combined financial pot of both their parents - it is not the responsibility of the NRP to provide all the financial support for their DCs, their RP also has a responsibility for this.

NotaDisneyMum Sorry, my mistake. Yep, should have said contribution D'oh !

I think we're both thinking of this as a short term thing, to get us through the next 6-12 months. I guess I'm feeling that I'm the one who has gone freelance to enable us to look after our son, I now earn less money, and he will have more disposable income than me. Thanks for your ideas.