am i lone parent?

[valentinemum10]

some advice please.
im stuck in this house on which i happened to have my name on the mortgage with my now EX partner. i am still living here but in separate rooms for the last 7 months because i cant afford to rent anywhere&trying to save what measly part time wage i get for stuff for the baby im due soon(ex is the father).
so what is my status? because i want to claim WTC & CT. the ex who is also the father has made no indication or motion that he will be contributing&i know its unlikely as he hasnt lifted a finger to help me or support me so far & he doesn't really want to have much to do with this child in the first place.
i feel so trapped in a way because he put my name on the mortgage but he is the one who pays 90% of it &put up all the money for it.so i cant exactly go somewhere else and claim Housing benefit when im classed as a homeowner.to get my name taken off would cost me 1000s & hell of a lot of stress.

so can i still claim WTC&CT as a single parent even tho i live with my ex who happens to be the father who doesnt want anything to do with the child?

I got my ex taken off the mortgage and it didn't cost £1000's, although it was 12+ years ago now. I think it just cost me around £250 solicitors fees and possiblt a small bank fee.
The hard part is getting the ex to sign the agreement. Get some advice from a local solicitor and speak to the bank. Go from there.
Good luck.

My db had his name on a mortgage, didn't cost much to get it off. He walked away without any equity though.

Why don't you speak to exp, say that you would like him to pay for you to have your name taken off the mortgage. Tell him you will then no longer have a stake in the house and you will not expect any money from him other than the fees to change the names.

Agree with solo, you need to speak to bank first to find out the costs.

Also, [kick up backside coming] stop being a victim, you are not 'stuck' in the house, you may have choices, and I don't see how bringing your child up in the same house as an exp who wants nothing to do with him/her is practical. Go and see Citizens Advice and see what options you have relating to housing. Women's Aid may also have relevant advice as this exp sounds like a twunt.

Finally, [I may get flamed here] if the social knows he is the father and you are living together, you will be considered a couple, so the obvious answer is not to put him on the birth certificate and when prompted to tell the social who the father is, you say it was a one night stand and can't remember. I don't really agree with this but it is the obvious answer to protect your potential 'income' from benefits.