I know there is a similar thread to this, but the op there has a different situation,so I need to ask.
Me and ex partner live together and have a 15 month old ds, the property is mortgaged but due to my poor credit it's in my partners name not mine. I'm currently working 8 hours a week but will have to leave that job as my mums house is over an hours drive away.
My mum has said I can move back in with her for a while untill I get back on my feet. She is single and earns about 23k a year, I am 26 and although I am sure she will help me in some ways, she will not be supporting me and I will have to pay her rent for expenses plus buy extra food and pay my exsisting debts and outgoings.
I have been on the 'entitled to' website and understand what I would receive if I was living on my own but I'm very confused as to what I would receive while living with a parent.
Is it the same i.e maximum child tax credits, income support and child benefit but no housing or council tax benefit? Or will I receive a smaller amount?
Ex partner will most likely pay maintainance but I understand this doesn't count towards benefitss anymore anyway. I hope to get a new job as soon as I'm settled and hopefully claim working tax credit, but will be claiming IS in the mean time.
Thanks in advance.