Can anyone please tell me if/how they coped financially as a single mother with at least two children under 3, living in private rented and on the minimum benefits with no money from the children's father, whether it's possible to actually study fulltime or part-time at uni/college?
My 3 year old is at nursery 5 days a week from september for 3 hours a day and I'm getting my 1 year old into afternoon naps to coincide with his sibling's nursery, hopefully releasing a few hours to myself each day.
My income is weekly:
Income Support £13.20
Child Benefit £33.20
Child Tax Credit £97.80
(I have a massive fuel debt being deducted from my Income Support, otherwise it would be the usual £63 a week.)It wont be cleared for about 3 years as it's being taken out £3 a week.
My rent and council tax is paid by benefits. I have no other income nor facility to get credit for loans. I've already maxed out social security loans paying rent and deposit advances moving to a new rented property.
I can't possibly survive like this for too long so thought of going to college or uni to get a degree to hopefully open up my job options once both children start school.
BUT how is this done logistically with getting to and fro from college/uni if one kid is in nursery a few hours a day and I can't get childcare for the other? I know some learning places have creches, but not all. I might not get back in time to pick up child in nursery!
Anyone doing home study courses?
Also, cost of bus fares, text books, etc.
Also, does it affect benefits at all?
Summarily, does anyone with two kids under 3 study if so how do you cope financially/logistically if you're on a VERY similar income to me?
And can you help me as to twhether uni or college courses are free if you're on benefits?
I've asked the Lone parent advisor all this at the jobcentre but she just said "off the record, you're better off staying on benefits because there's no jobs out there anyway" or that with my (lack of) qualifications uni wouldnt accept me and I'd be better off in shopwork. I did say shopwork wouldnt even pay half the rent on my house!
I'm actually a lot brighter than I was at school now and can easily mamange an undergrad course.