Sorry for the dramatic title but I’m currently in tears wondering why I ever made such a stupid decision.
2 years ago: I was in a vulnerable position, recently bereaved and struggling with trying to find an affordable house to buy in London (where I’m from) that met our requirements. We had a budget of £500k but everywhere we looked had structural issues, neighbour disputes etc. I was at a very low point and not really resilient enough to cope with it.
My other half persuaded me to look at properties in a town 5 hours away from London. Much much more affordable and much nicer properties for far less money . It all just seemed easier. I visited on a sunny day, stupidly agreed and now here we are with no family or friends nearby and it rains 95% of the time.
I am incredibly miserable here. We live in a really nice part of town but in the centre, there are huge social problems, and lots of substance abuse. It rains non stop and is always overcast and grim. I miss my old life in London so much, it hurts my heart. I miss having friends and family around, I miss the buzz, I miss it all.
The issue is we moved before interest rates went up and bought a house for about £450k. I know we’d never be able to afford a nice house in London for that price, nor could we afford 2x commuter season tickets in a suburb. Have I completely priced myself out? I already feel like a huge idiot, and wish I could turn back time and put my foot down. Really grateful for any advice.