Cost of childcare with 15-30 hours free?

[stanski]

Just trying to get an idea of how much averagely you spend on childcare per month, after taking into account the 15 or 30 hours free (3-4 year olds).
Currently we have a childminder who is great and not expensive but need to work out the difference in cost for when DS is 3 and eligible for free hours at nursery.
Thanks in advance

Ours is £270 after funded hours for Mon-Thurs 7:45-16:15 and Fri 7:45-13:15.

It is subsidised by work though. For reference our fees are £3.55 ph.

Does your childminder not offer the funding?

Thanks @Marmite27 that's not too bad. @Smoggle unfortunately not. She's private, not registered anywhere. I found her through recommendation. She's a neighbour and has done this for 30 years - many kids/ teens along our road used to go to her. She has max 3 kids at a time but isn't registered anywhere. We pay £40 a day from 7-7PM for 3 days a week (DS does 8-6 though) which has been great compared to the nursery DS went to before which was £78 a day.

@Marmite27 subsidised by work as in childcare vouchers? Clueless. Our work doesn't offer anything for childcare. Decent pension though

Our pre-school is worked out on number of days in a term, and is currently £282 a month with 30 free hours, for 3 full days a week (we pay for an 11.5 hour day although don't use all those hours. With that and my school-age son's after-school club, we are £1000 a month better off than we were when we were paying for one in pre-school (15 free hours) and one in nursery.

About £800 a month depending on the setting, based on FT long days

Sorry that's the 15 hours don't know with 30 and based on a couple of years ago x

Isn’t registered anywhere?
That’s not legal
She has to be registered with ofsted

Is it all year around care (so hours stretched) or term time only?

Ours is 30free hours stretched across the year, DS used to do four full days and it was £550 with the free hours, now he does four days and it’s around £450 sometimes less as depends on the weeks in the month.

It’s £44 a day otherwise, we are north west.
We also use the “tax free childcare” that the govt offer, so for every £8 we pay into the govt childcare account they too it up by £2 to a tenner.
We only discovered a few months ago that we could use both!! Childcare vouchers have pretty much been eridcated now and tax free is the way forward.

www.gov.uk/tax-free-childcare

Tax free childcare

It’s subsided at the hourly rate, then we pay for it through the benefit system at work so it reduces your tax liability. When DD1 was in full time (£608) without the stretched funding it was only £300 difference in my wages.

They don’t take child care vouchers.

I'm not sure I would be too keen on using someone who was happy to work unregistered (therefore against the law) for 30 plus years, that sounds dodgy as hell!

Sounds like we'll be paying a lot less after he's three. Thank you all for being so helpful.

As for current setting I do get what you are saying but DS and the other two kids are really happy there so until he's 3 there is no reason for moving him.

Does your CM have first aid certificates and things like appropriate car insurance for moving kids around? I know this isn’t the point of your thread but it worries me that she’s not registered.

Ds2 does 3 days and with the 30 hrs funded and tax free childcare we only pay about £200 a month.

So much easier now than before when both dcs in nursery and no 30hrs our fees were more than our mortgage

Our nursery work it out with the 30 funded/term time hours spread across the year.
She goes 4 days and I pay £73 per week.
5 days is £85.
We are in wales so the 30hrs funding works slightly differently.

She is operating illegally.

She will have no insurance and likely won't be DBS checked, safeguarding trained and isn't regulated.

@Twickerhun yes to first aid. She doesn't drive however so the car insurance doesn't apply in this case.

Thanks everyone. Got the answers I came for so am off the thread now. Thank you for being so helpful.