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Living overseas

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Moving to Zurich-please tell me how wonderful it is

43 replies

Chalkpink · 30/04/2010 22:59

Hi,
DH came home this evening and dropped the bombshell that he has been asked to move to from the UK to Zurich. It would be a promotion and I think he cant refuse it as to do so will be career limiting. He needs to make a relatively quick decision.
I am a SAHM with 4 DCs (aged 7,5,2 and 3 months). I am feeling very tearful this evening.

We have not lived abroad before, although DH lived in Zurich for a period a few years ago and commuted on a weekly basis. I stayed here with the children. He wont even contemplate commuting this time.

Please can someone provide me with reassurance that Zurich will be great for me and the kids and tell me a little of what it's like to live in Zurich.

Thankyou
Chalk

OP posts:
LIZS · 04/05/2010 08:53

Some leases include communal washing machines (ours was free access between 7am and 10pm , except lunchtime time(most ask minimal noise for 2 hours or so,ie. no vaccuming!)and not on Sundays or bank holidays. However we were able to negotiate to have our own installed in our boiler room so coudl use both ! tbh I liked the security of apartment living and there are some large apartments with own outside space and communal play areas, so different concept to those in UK.

We lived on the Zimmerberg area which is close to ZIS (spread over 4 campuses between Adliswil, Kilchberg and Waedenswil - with another school north of the City) and not far from ISZL at Baar(20-25 mins) both of which operate a bus service so you wouldn't necessarily have to shuttle your elder kids around each day. On the other side, "Gold Coast", of the lake is ICSZ at Zumikon with another further north in Winterthur. There are an increasing number of bilingual private shcoosl too, for all ages. You need to check if the relocation funding is restricted to certain schools, from what age and what it covers in terms of buses. lunches and extras. Also if this is phased out the longer you are there or has a maximum limit.

Waedigirl · 04/05/2010 12:17

Private and International schools in Zürich

www.willkommen.zh.ch/internet/vd/awa/willkommen/en/ausbildung/internationale_schule n.html.

I live near Horgen and the Zimmerberg looks pretty good. Also DD goes to this bilingual Krippe www.parksideschool.ch they take children up to school entrance, which as someone else said is 7. I think there are minimum kindergarten requirements from age 3 - eg 3 days a week. Assume school fees would also cover this?

Waedigirl · 04/05/2010 12:24

And definitely do not compromise on the washing machine!!!!!! We shared for a month in the corp. flat when we moved over and it was a nightmare..... Btw. the law says you're not allowed to wash on a Sunday (!) or between I think 10am and 7am - but if your neighbours can't hear you, then I guess is OK.

Waedigirl · 04/05/2010 12:25

10pm and 7am. Should prob read before posting!

pescatore · 09/05/2010 18:31

Chalkpink, I recommend to get hold of a copy of the book "Living and Working in Switzerland" by David Hampshire. This is not an easy cover to cover read (and the author has some pretty way out views on the Swiss), but it is full of lots of details on small, irritating things which are hard to find on internet expat sites.

I am likely to be moving to Switzerland next year. Some things i can recommend from negotiating my own "expat" package are to make sure the package includes a relocation visit to Zurich for you and hubby and also a relocation consultant who will discuss where you might want to live and organise inspections for you. All the posters who say it's hard to get a flat are not kidding - might help to bear in mind that 1 April and 1 October are big lease start dates in Zurich so there seem to be more flats around then. I would also see if your relocation consultant or package can cover recommending schools and an inspection as part of your site visit

Chalkpink · 09/05/2010 21:04

Hi Pescatore.
DH has that book - I haven't had a chance to look at it but I will do.
DH and I are aiming to go out to Zurich at the company's expense the week after next, as soon as DD3s passport comes through. He has already been to look at the schools last week but wants me to go and look with him before we apply for places.
We will also be looking at accomodation, although having looked on the internet I know we wont get anything near what we have here in the UK. Still not sure about where we will want to look though - I'm guessing once we have chosen schools then where we live will follow?
Luckily he has already been assigned a relocation consultant and the package, from what I can see, looks excellent.
I am finding the speed at which things are happening quite scary.
Will go and have a look at that book now. Thanks

OP posts:
fireupthequattro · 14/05/2010 20:35

Hi I am moving to the Zurich side of Switzerland in August - I got my job offer today.

I am going over in two weeks to look at schools too. I just wondered if anyone could tell me briefly the % tax for the Zurich Canton, as the company I will be working for have only quoted me Solothurn and I am having a nightmare finding it on the website?

Also, what's the minimum salary people would consider comfortable - realistic ideas welcomed. Husband may not be working at first, and have one DS age 5.

I am keeping an open mind about state v's bilingual v's International, however as this isn't a long term move I am worried about a big life changing drop into a German speaking school and a vast change in levels when we need to move on.

For our particular needs I am thinking International will be the way to go.

So much to think about, my head is spinning.

I'm excited about this as have seen friend in Zug completely change her life for the better and love it there very much.

If you want to keep in touch - perhaps do this hand in hand Chalkpink do let me know!

Hitandrunthreadkiller · 17/05/2010 22:10

Killed it!

Chalkpink · 17/05/2010 23:09

Hi Fire
Sorry, only just seen your post. We were due to fly to Zurich this afternoon but the flight was cancelled. So we are re-booked to go tomorrow evening. Have come home and will have to drag the two youngest kids back up to the airport tomorrow.

DHs contract is for 3 years so we are going the interenational schools route. We are planning to visit three international schools this week so we can choose one and apply for places asap. The area in which we will try to look to live in will depend on which school we go for.

No idea about minimum salaries, luckily DHs relocation package includes an uplift to his existing salary to cover the differential in Zurich living costs compared to where we currenty live. Not sure how ususal this arrangement is???

Have been sent this link today
www.thestork.ch/ which looks like it might be a useful link for parents in Switzerland.

I will come back to this thread once we return from Switzerland at the weekend.

OP posts:
Waedigirl · 20/05/2010 14:53

22%

Plus mandatory AHV and other taxes which make up, say another 10% of income if you are a higher earner (over CHF120K per year)

Tax at source doesn't necessarily take all of this, and you will get a tax bill separately to make up the reminder annually, so be sure to save extra towards that - lots of people get a very nasty shock.....

One Tax return per married couple. CHF6K allowance per child.

Def ask for salary uplift, life here is expensive and you don't get many offers, say in supermarkets, clothes, restaurants etc. But the upside is quality prpoducts across the board.

I know people where one is earning, they live comfortably off, say CHF6,000 after tax per month. Assume CHF2,500 for rent (3 bed apartment, decent area not central, not too fancy) CHF700 mandatory health insurance for the family in total, CHF50 for bills, CHF150 per week for supermarket food.

Bit subjective I know, but I'd have a punt at those figures....

newtouk · 20/05/2010 16:00

Hi Ladies, I lived In Zurich until May last year with my two children (2.5 and 4). I made wonderful friends with many expats and had a wonderful time with many International Families. I would suggest moving to the " Gold Coast" Zumikon, Kusnacht, Meilen. The schools I would recommend is ISC in Zumikon. They follow the IB Program and EY Program and have a three year old and four year old Kindergarten.

Switzerland is a VERY expensive country to live in, make sure you get a VERY good expat deal. Schooling is £20K per child from 5 years and everything especially food, meat, fruit is quite pricey.

Be careful where you move as when you move into any accommodation even temp. you will need to register at the local council office.Taxes in different areas vary hence many expats move to Zug (a canton near Zurich) that has lower taxes than Zurich. Also there is also a Religion Tax and you will pay tax to a church if you tick that box.

My cousin lives in Zug and her young children go to Zug International School.

I lived in Zollikerberg about 8 kms out of Zurich on the top of the "Gold Coast". Many ex-pats live in large, modern apartments and I suggest you ask your relocation agent to find a place where other expats live or you may have a lonely time as the Swiss are not that interested in meeting expats. Our 3 bedroom apartment was CHF4200 Food was about CHF 250 for a family of four with not much meat or chicken.

See if you can also get German lessons as part of your relocation. My friend has a lady who comes to her house while the kids run around.

Most apartments have communal play areas for the children and its a great way of meeting your neighbours.

Summer is wonderful in Zurich, many surburbs around the lake have wonderful "Badi" which is like a private beach on the lake but is either free or costs a couple of Franks.

Shopping is a pain in the ass but you can always shop online at leshop.ch or I used to get delivery's from Britshop.ch. Clothes are more expensive than London but seem to be better quality.

With young children its easy to love Zurich but your experience will depend on where you live, I know plenty of people in Zurich and meet wonderful friends through the Mums and Toddler group in Zollikon.

Good Luck,

PM me if you want need any details.

Chalkpink · 22/05/2010 23:05

Hi,
Just flew back to the UK from Zurich today - the weather in the UK has been (unusually) far better than Switzerland.
Really liked the feel of Zurich. Wandered round the old town, up and down Bahnhofstrasse and took a boat trip on the lake.
We have spent a couple of days visiting schools, ICS on the gold coast and ISZL at Zug and ZIS in Kilchberg and Wadeswil. Looks like there are big waiting lists, particulary for my 2nd daughters age.
Does anyone know anything about the international schools. I like the one at Zug but it seemed a long commute from Zug to the my husbands office in central Zurich. I would prefer to live closer to Zurich but then the school would be a longer commute for the kids and I would spend half the day in the car taxiing them too and fro.
I was less keen on ICS (cant put my finger on it) and liked ZIS.

We looked at a few apartments in Thawil, although because of the school issue we aren't in a position to apply for a place until we are sure there are school places for the kids. Does anyone have any insider knowledge of the best (for ex pats) areas in which to look for apartments?

I am interested to see your estimations of living costs including food, we are a family of 6 so its going to be a big stretch for us perhaps, espically since we would prefer a 4 bedroom apartment.
And where do people buy their clothes, everything seems to be designer and very, very expensive!

OP posts:
kreecherlivesupstairs · 23/05/2010 13:50

Clothes from C+A, H+M, Migros or best of all the borse. There is a brilliant one for children in Wadenswil. We kitted out my dd with three pairs of trousers, four tops and a pair of nasty flip flops for about 40 CHF.
If I had the choice of schools I'd say go for ZIS.

Waedigirl · 23/05/2010 19:17

Ah, it's hot hot here now, just been for a day out Zug way and have the usual Brit dodgy sunburn......

Lots and lots of expats in Thalwil (Brit and American) but flats expensive (as you probably saw) and not many modern ones. Most people I know who move out this way want to live there, then end up somewhere else because of cost and scarcity of decent places. Oberrieden is smaller but has really good connections to the centre, it's on two train lines- and walking distance to Thalwil. Horgen also a bit cheaper I think and nice enough, we're in Wädenswil (hence the name) and I love it, but it is a bit longer into the centre and only four trains an hour, compared to 6 from Horgen and 8 or 10 from Thalwil.

Clothes buying is a nightmare, and TBH I do the rounds of Next whenever back in the UK to miminise what I need to get over here. Agree H&M, a bit of Migros, also Coop kids section at Silhcity or sales at DPAM next to the Widder hotel in town. Charles Vogele down by the side of Jelmoli in town also not bad for hirls clothes.

I miss M & S. Swiss women are not the same shape as me.........

Waedigirl · 23/05/2010 19:19

PS I don't know ZIS, but all the kidsI see in the village here, assuming plenty of them go there, are very polite, wholesome looking and don't look at all menacing

giddybiddy · 01/06/2010 17:21

Hi, I have three children at ISZL and we're fairly happy with it....all schools have pros and cons, but it has a nice atmosphere and the children love it! I wanted all mine at the same campus so it works for us. Quite a few people live in Zug and have spouses who commute into Zurich to work. There are also a number who live in Thawil and send their children to ISZL, I think that the school bus schedule runs there. If you are planning to use the school buses, which are great, then it may be useful checking out the school website to see where they go...
I too miss M&S and do lots of online shopping or stock up when I come home! Life here can be challenging and I will refrain from making generalisations about the Swiss, tempting though it may be... However, there is a large expat community which helps and it is a great place for the children!

kodokan · 04/06/2010 21:36

Waedigirl, did you know M&S deliver here for £7.50? Well worth paying the delivery compared to clothes here, and that way I don't have to do loathsome shopping.

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