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Spanish/UK State Pension

7 replies

FuturePension · 29/10/2024 17:24

I lived and worked in Spain, paying into the system, for 13 years then I returned home to the UK for personal/family reasons.

I have also worked in the UK, paying into the system, for 26 years and paid NICs for the missing years so when I reach 67 (or whatever age it may be) I will be entitled to a full UK state pension.

If I had worked another 2 years in Spain, I would be able to claim the lower level Spanish State Pension (15 years).

My Question is: Is it possible to pay 2 years worth of Spanish national insurance contributions to reach the required minimum of 15 years?

I know that I can combine the two (under the post Brexit agreement) to make one UK/Spanish state pension but I want to know whether I can claim the full UK state pension, as well as a separate Spanish one (minimum contribution of 15 Years)?

Thank you.

OP posts:
Youvebeenframed · 29/10/2024 19:58

Ask on the Citizens advice Spain Facebook page or the Brexpats in Spain page. There are some very knowledgeable people there.
I know the Spanish pension is better than the UK one so would definitely be worth pursuing

FuturePension · 30/10/2024 08:57

Thanks for replying@Youvebeenframed. I'll take a look a those pages.

OP posts:
IsoscelesKramer · 05/11/2024 14:09

Hopefully this isn't too cheeky a request, but would you mind updating this thread if you find out the answer or more information? I may end up in a similar position as working in Spain at the moment.

(Plus it will be useful for other people in the future, as I think an answer on Mumsnet is probably more likely to come up in a Google search than info from Facebook groups).

FuturePension · 06/11/2024 11:32

Yes, I'll update if I get any information.

I'm going to ask my Spanish friends at my old office if they could throw some light.
Thanks.

OP posts:
IsoscelesKramer · 07/11/2024 14:52

Thanks!

One thing I forgot to mention that might be relevant to you is that, regarding the 15 years of contributions you mention, I understand that at least two of those years have to fall within the 15-year period before you become eligible for the pension. (Apologies if you already know this, it just occurred to me)

FuturePension · 13/11/2024 14:52

Thank you for those links, I'm going to look at them tonight.

FYI, I changed some the number of years etc. In reality, I only need to pay a few months contributions to make up the 15 years minimum requirement.

Thanks again for the links :o)

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