Moving to Ireland

[HardieHa]

I live just outside of the M25 in the south east and will inherit some money soon. It is not enough to buy here so I will have to move either north or to Ireland. I am leaning towards Ireland as I feel they will recover faster and it would be nice to get my EU passport back! BUT, what do I need to consider?

I have been a single sahm of 2 autistic children for almost 20 years so will be looking at minimum wage entry level jobs no matter where I go. I have 2 teens, 18 and 19. Only one wants to move with me no matter where I go but I am hoping to persuade them both to come. Ideally I'd like to buy a 3 bedroom house so both can live with me but I cannot afford a 3 bedroom in a city/large town.

Should I risk buying in a semi-rural area? I have been told that I may not be accepted in rural areas due to being obviously English so I may not be able to find work. Or should I buy a 2 bedroom flat in a city? Where it won't be such an issue to be accepted and find a job but my other child can't come and join us?

I had seen that many places are selling for less than the advertised price, does it seem like it's just be a blip? Disappointing but worth knowing especially as it will be close to a year before I'm in a position to buy. 🙁

@HardieHa
It's so hard to know what will happen in a year's time when you want to buy.
So many things impact the market.
Who could have predicted how life changed dramatically in Spring 2020.

There are a lot of jobs in the hotel/ restaurant section and in health care caring for people living at home. Both are low pay but if you have no rent/ mortgage and no childcare you should manage as these are the biggest expense people have. For health you would need to do a training course unless you already work in that area.
Everyone is so negative stating ridiculous stuff like trains may not run on bank holidays!!!
If l were you l would stay away from the west and rural locations and away from Dublin. Look at midland towns like Kilkenny where there is a high tourism rate so possible work and a good welcome for new people as its big enough to integrate into. If both your dcs got jobs ye would manage fine living together if that is the plan.

@junebirthdaygirl Thanks, I'll take a look.

So true! I'll just have to see what happens and cut my cloth accordingly.

Are you checking the property register for prices? If so that displays price minus tax etc so there will be a difference. Local prices in Dublin are still going for over asking by 10-15k. There is better value in the +700 range.

I assumed you had posted because you don’t get a real world view on the internet.

for example cost of living indicies are often based on a certain lifestyle- which as a minimum wage earner won’t apply to you. You won’t have an expensive commute to work

but you don’t seem interested in peoples lived experiences of these places - you just google to find a random fact that refutes what they say.

you won’t give a ball park of your housing budget - so I don’t really think it exists. It’s the first thing most people will do - for example

I have around £200k sterling to spend on a house - will have to cover rates, taxes, insurance, healthcare, travel all out of a minimum wage salary and want a decent standard of living - advice please?

you don’t even seem to wonder what impact the inheritance will have in your eligibility for benefits - but after I have typed this you will quickly find something to say I am wrong.

you say you want an Irish passport but can’t explain why. Just some vague stuff about need it you have read in the internet.

As I said I wish you luck - Ireland is beautiful and welcoming. It is of course quite different to England and is very different to how it is depicted in the media.

No idea where you are looking OP but no houses around here are selling for less than the advertised price. I know people who are trying to buy at the moment and are being constantly outbid.

I had seen that many places are selling for less than the advertised price

Genuine question from someone who is quite heavily vested in property in Ireland and who checks Daft, MyHome, and Property Price Register several times a week:

Where are you getting this information?

Unless you have a cached version of every property advertised so that you can reconcile the original asking price against the sold price that will appear on PPR 12+ months later, there’s no way of collating this information.

Even using examples of houses that are taking online bids, what you’re saying doesn’t add-up.

This one, for example, went from €5k over asking yesterday to €20k over.

https://www.daft.ie/for-sale/semi-detached-house-42-ballygall-road-east-glasnevin-dublin-11/4483395

This is such a strange thread. You’re posting misinformation as fact, and refusing to answer pertinent questions.

If you look at some of the auction websites they often tell you the guide price and the sold price. Rurally, houses often seem to sell for under guide, in the cites they sell for WAY more! It was all I had to go on at first, turns out it wasn't very representative.

You wouldn't necessarily be isolated because of being obviously English. It's hard to find affordable housing, though a lot depends on how much money you're coming into.

For jobs - you could work as a carer. There are plenty of elderly people in rural areas whose families can't take on the extra caring for an elderly relative.

Unless you are entitled to Irish citizenship via a parent or grandparent born in Ireland you won't qualify for any benefits for a few years.

You might want to check the www.propertypriceregister.ie for more information on what properties throughout the country have actually sold for.

"Rurally, houses often seem to sell for under guide, in the cites they sell for WAY more!"

I seriously doubt this statement. In a country with a housing crisis, even vacant lots are going for their asking price, rarely under it, including those in rural areas.

You say you are checking the auctioneer sites, but which ones are you checking? Sites like Daft.ie and Myhome.ie are representative of all estate agents and not like the BidX sites. They are the exception rather than the rule when it comes to selling properties and they are usually selling homes that went into negative equity and where the keys may have been returned to their mortgage company/bank. I would not use them as my guide when looking for a property in a given area.

Dublin is quite a large area so to put a line through it without having seen some of the areas is a brave choice.