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Living overseas

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potential move to USA, because can't afford to live UK

93 replies

AdoraBell · 24/06/2017 16:03

Is DH fucking deluded, or will be able to live on $50,000 per year? Two adults and either 2 teens or put them in boarding school here coz, ya know, that's free

disclaimer -I might be contemplating strangling the idiot overreacting slightly.

OP posts:
FreedomMummy · 24/06/2017 17:12

I wouldn't worry to be honest. Some friends were offered the opportunity of a great job in the USA and when they applied for visas were put in the lottery and didn't get them.

On the other hand he may apply and win the 'lottery' so you would have to be prepared for that possibility! Although it wouldn't be happening until next year as they only issue visas once a year. (I may be wrong on that last sentence but I think that's what our friends have said)

eurochick · 24/06/2017 17:19

Forget the cost of living. Visas are the issue here.

lemonpoppyseed · 24/06/2017 17:50

And depending on the visa applied for, you might not be able to work. We are here on an L-visa, so I can work (but it was an extra $400, and I only got it three months after we first arrived). I'm pretty sure if you're on an H-visa, the spouse is not allowed to work.

Loopyloppy · 24/06/2017 19:03

Kursk- on an island in the Midcoast, you?

I had a hell of a time getting a visa/green card and i was married to a bloody American!

Figment1234 · 24/06/2017 19:13

Assuming that you are British and born here... people born in the UK are not eligible for the green card lottery unless they were born in Northern Ireland.

I would say that between the medical insurance and visa issues the idea is probably dead in the water. And I say that as someone who has lived in the US previously and has always wanted to move there permanently (never going to happen now.. home loving fiancé!).

AdoraBell · 24/06/2017 19:29

Yep, English born so no NI or Republic of Ireland advantage for a visa.

I'm currently working on the I am not moving again mantra. One reason we returned to UK from Latin America was his ailing parents and that fact when he pops his clogs he wants to buried in the UK.

So, my next move will be my last. If I/we die there that's were he is we are.

.

OP posts:
Kursk · 24/06/2017 22:07

Loopyloppy Southern maine (Sanford area) I am duel nationality, DH's green card was easy, he is just about to complete his citizenship

Loopyloppy · 25/06/2017 15:38

I'm about to do mine too. Just need to revise for that sodding test!

Kursk · 26/06/2017 03:49

The test is easy, use the CD that they give you!

MakeItStopNeville · 26/06/2017 04:07

They give us a CD?! I'm doing mine too and nobody's given me a CD!

2017SoFarSoGood · 26/06/2017 05:02

The darned test has put me off for years. I did an online sample and scored 94% and am still nervous. Silly I know.

Northern California here and 50k would not get you far at all. Was paying 12k a year for DH health insurance with a 4k deductible. I'm covered through my work. Property tax on our home is 12k a year. A studio apartment is around 2k a month.

He needs to do more realistic research.

ARumWithAView · 27/06/2017 09:13

Yup - it's all just pub talk (I'm getting out of this shithole! Gonna make my fortune in America!) if there's no realistic visa path.

Get him to do some actual research, though, because there's no reason you should be cast as Captain Buzzkill when his plans are unrealistic on every level: how you'd legally get out there, how you'd live, how you'd support your dependents. Don't let any 'I had an American dream, but AdoraBell didn't support me so it never happened' bullshit sneak in.

DH and I lived on $50k in California for a while. I absolutely wouldn't recommend it to anyone who isn't a) in their twenties, dependent-free and not bothered about financial security, or b) desperate.

$50k gave us about $3k take-home pay a month, $1500 of which went on rent. Fuel was cheaper; food averaged about the same as the UK; telecomms were more expensive. We lived month-to-month and had no savings. Did have excellent medical insurance through DH's work, which I believe cost his employer more than $1k a month.

I would hate to be broke in the US. It's harsh as fuck. Yes, tons of people do survive on less than $50k, but if they're US-born they may have local family support and be entitled to certain state benefits. They won't have incurred moving or visa costs, and don't need to factor in flights to visit home. They may also live in a way that is completely alien to the average Brit: no accessible healthcare, stuck in an area where gun violence is endemic, working constantly with few employment rights.

I don't mean to make America sound like an apocalyptic wasteland... I like the place. But I hate this blase 'oh, let's just move over there, we don't need much money' bullshit. You're not overreacting! If he's going to be unrealistic, make sure he doesn't get conned into paying for some useless visa-finding service; the kind where they promise lists of employers who'll sponsor you, or instant visas for everyone. Hmm Send him to the British Expats website - they don't sugarcoat their advice.

Kursk · 27/06/2017 11:31

MakeItStopNeville After the biometrics I was given a booklet with the questions, at the back of the book is a CD. I listened to it in the car.

Want2bSupermum · 29/06/2017 01:21

$50k a year? Not around here. Seriously we are looking for a home and in the NYC area most 'naive' homes have property taxes of $40-50k a year.

I really want some of what your oh is smoking OP!!!!

MakeItStopNeville · 29/06/2017 03:42

Wow! My house must be super naive because we're only in the 30k mark. You do talk a lot of shit, Want2b! But you're, weirdly, one of my favourite posters! Grin

VimFuego101 · 29/06/2017 03:46

I live in Michigan, probably one of the cheaper states. 50k is comfortable as a single person but would be tough with a family. There's a lot more expenses than you'd have in the UK. If he doesn't have a visa it's unlikely to happen anyway.

Expat38matt · 29/06/2017 03:52

From my experience getting a visa to work anywhere is quite expensive unless you do it yourself - and it's probably advisable to have help as it can be complex ! From what I understand getting a work permit for the USA is quite tricky has he considered that?
I am in canada Id say cost of living here is lower than the uk for sure - but again getting a work permit isn't just a case of deciding to do it! It takes time, applications. Medical tests etc

Bue · 29/06/2017 03:53

Quite aside from the visa issue, 50K would be living hand to mouth and paycheque to paycheque for a family. Absolutely not worth moving for! You'd be nuts!

Expat38matt · 29/06/2017 03:56

Ps if he is willing to consider canada and manages to get a work permit we get state health care topped up with private health care by employer
Plus schooling is state funded and excellent if he's determined to leave the uk - trump run USA may not be the answer ! But I do love it here in canada !!

Bue · 29/06/2017 03:57

Expat interesting we moved to Canada last year (I'm from here) and overall I'd say the cost of living is the same as the UK. Some things cheaper, some more expensive. I certainly wouldn't advise moving to North America specifically for a lower cost of living.

SuperBeagle · 29/06/2017 04:29

The thing is... the cost of living is all relative. The UK is expensive to you, but the US is expensive to Americans. You'd be swapping one set of issues for another set of issues.

People look at the wages where I live and think we must all be living in the lap of luxury, but the cost of living is exorbitant, real estate is among the most expensive in the world, gas and electricity prices are the highest in the world etc. So it'd be unwise to move here on the faint glimmer of hope that you'll earn more, because you'll end up just as out of pocket as you were elsewhere (possibly more). Not talking about the US here, obviously, but the same applies.

Expat38matt · 29/06/2017 04:29

Bue welcome to canada where are you living? Perhaps it's because I've been here a while. But I know I wouldn't have the kind of life I have in the U.K. And living a cab ride outside of central London. Just my perspective I guess !! We've also been able to invest in property etc in up and coming areas due to the fact it's less developed than London / uk in my opinion
I also think things like drinking and eating are not necessarily cheaper but you get more for the money - better quality food etc.

I also just think Canadians are generally more positive and happy. Don't get me wrong I love England but I don't know many people having a particularly easy time of it over there right now

mathanxiety · 29/06/2017 05:12

Why are people talking about private school in the US?

Doesn't matter anyway - you have no hope of getting a visa to live and work in the US unless you are God's gift to Hollywood or you work at something no Americans could do.

If you want to move from the UK to somewhere cheaper, and if your self employment is portable, try eastern Europe while you still have the chance as EU citizens. Or Spain if you speak Spanish. Apart from the language barrier, eastern Europe would possibly be the better bet for a cheaper lifestyle and you might be able to teach English with some investment in qualifications.

Bue · 29/06/2017 05:27

expat we're on Vancouver Island, which definitely makes a difference. My mum was here from Ontario this month and couldn't believe the grocery prices! Also we have the ridiculous healthcare premium in BC- we pay $1800 a year for our family for public healthcare (which I'm convinced is actually illegal under the Canada Health Act.) Not to mention it costs us every time we want to get off this island! I think you get "more" for your money here (bigger house, garden, car) but it actually all costs about the same as it would in England. Whereabouts are you?

Expat38matt · 29/06/2017 05:44

Bue we're in toronto. Honestly I don't know about BC and I know some things here are more expensive but we have a life with a nice house just outside the city , free school at a great school, healthcare that covers almost all dental treatment and prescriptions
Honestly if we wanted to recreate this life we wouldnt be able to do so just outside of London.
Mind you the property market is insane and we are thankful we bought in 2007 otherwise I dont know if we'd have got on the ladder now.

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