Travel insurance for expats with no fixed abode

[spatchcock]

We're British, leaving one overseas contract but not starting the next one for a few months. We don't know where this will be, yet. During this time we'll be staying with friends and travelling in the UK and Europe.

If we're not current residents of any country, what are our options for family travel insurance?

Bump for the day crowd

Normally the key thing is residence- i.e. if you're not resident in the country you say you are and need to claim, then it's invalid. If you're British and not a resident of any other country, then 99% of the time, by default you're a UK resident. Therefore, use a UK address (parents?) and apply from there.

Try World Nomads.

I think they are based in Oz, but I do know some British friends took out insurance with them when they relocated from Canada (where they had lived for 25 years) via a holiday in the US. They then took the Queen Mary 2 crossing from New York to Southampton to move back to the UK permanently.

I know that my friend phoned up World Nomads as it was an unusual situation; what the insurers needed to know was which country to repatriate someone to if they have to do a medical evacuation!

The NHS coverage begins from day 1 if someone is planning to take up residence in the UK....obviously British citizens have no worries about visa endorsements, but it would be wise to show proof to any NHS staff member some proof of a UK address if required and proof that you are no longer resident at the overseas address eg. cancellation of work permits or visas.