Moving to USA when pregnant? Is it a crazy idea?

[MrsKrios]

DH has been offered a job in the US. He was offered one last year but it fell through and we were devastated. He would be going over on an L1 visa (I think).

However, I recently found out I am pregnant which throws a huge spanner in the works. Would there be any way of getting health insurance over there if I'm already pregnant? I would most likely be on his company policy.

I would like to avoid us being seperated for any extended length of time as I have two DC's who would miss him dreadfully. I know though that it is an amazing opportunity for us.

I'm probably crazy for even considering it .

Bump

I'm not sure about the insurance and being added while pregnant, you'd have to check that out

One thing to be aware of is the out of pocket co pays in involved. My Obgyn charges between 2800-3200 to attend the birth, I pay 10% of this. However the hospital then has their own charges, which I've heard is about 15k and i pay a % of this also. Some ante natal appointments you will pay for. Make sure you have prescriptions included in your insurance. I had to go on progesterone, without insurance it would have been almost $100, I paid $10.

I am in the hospital now on long term rest and we will be looking at personal bills of 15-20k to give you an idea (we will span 2 yrs of insurance) I absolutely cannot fault the care though. They aren't taking any chances with my case. The nurses have all been amazing and the doctors very approachable. My Obgyn doesn't have priveleges at the hospital I'm in, but had been to visit me on her day off and called to see how I am getting on.

Sorry to hear you're in the hospital Royal. Thanks for your reply.

It all just seems so overwhelming and complicated coming from the NHS system.

No personal experience but a friend did it last year. Moved at about 7 months pg and had the baby out there. They were v positive about the quality of healthcare they received (grand piano playing In the hospital lobby!) vs. NHS for DC1. They did have insurance through work and assume she was added whilst pregnant but even so they have commented on how expensive healthcare is there. Paying $x (quite a lot) for each prescription added up just for starters. They are now big fans of the NHS!

I think once you're in the system here it will be less overwhelming. Any questions. I have re insurance etc.. I just ask away and can get the answers pretty well.

The main thing for you will be a support network. Where are you moving to? We're In a City with both a UK and kiwi/Ozzie expat group which has been a godsend as the locals kind of keep their distance a bit. Have a search on Facebook for the area you are moving to see if you can find something, they're normally a wealth of knowledge and do play groups and coffee mornings etc so you can meet people straight away