We have lived here almost a year. DH worked here for a couple or months before we moved so bank accounta opened in his name. I got put on as a "named person". This is hassle - bank card went kaputt last week - go into the bank ask for a new one - I believe there is no problem and the lady ordered a replacement. Then we get a letter through the post saying DH must sign a form for me to have a new bank card. Opening a savings account meant getting his signature. given that all of these matters get left to me I am cross that these things are hassle.
One person at the bank told me that a joint account would mean a new bank account so all the trouble that involves and another has said she will look into it but thinks there may be an income tax issue. Any thoughts?