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Life-limiting illness

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Original poster

Refusing chemo

8 replies

phoenix1973 · 13/01/2018 14:56

Found a lump on my breast this week. Will go to doc on monday.
If i refuse chemo or radio and die, will my partner still get my life insurance paid out? I would want him to get paid out.

OP posts:

purpleunicorns · 13/01/2018 19:49

Is there a reason you would refuse treatment? Does your life insurance include critical illness cover? As that should pay out once you get diagnosed, they need a consultants report but as far as I'm aware you don't need to have treatment for them to pay out

Chinnychinnychinnychib · 14/01/2018 20:38

What makes you think it is cancer? I’m worried you’re jumping ahead to the worst case scenario. FWIW then yes, the insurance would pay out. Hope you are ok, try not to panic (I know how hard thagbis)

Viviennemary · 14/01/2018 20:41

It is quite possible this lump is benign. Unless you have reason to think otherwise. I would hold fire on decisions till you find out exactly what's wrong and what your options are. Hope things are OK. As for Life Insurance not sure on this. But can't see you'd be forced to have treatment you didn't want.

TheSnorkMaidenReturns · 14/01/2018 20:45

Even if it is cancer, why do you automatically assume it will kill you? Many people survive until their normal life span after chemo and cancer treatment.
If you are eighty and this is a recurrence, that's obviously different.

Wolfiefan · 14/01/2018 20:46

You are making a huge jump. Many many lumps are completely benign. I know. I had one or several!
And why would you refuse treatment if it's cancer?

SparklyMagpie · 14/01/2018 20:47

I'm not sure OP, but I would assume they'd still pay out if it's in your cover

Why would you refuse treatment? Don't jump ahead too quick

Chaosofcalm · 14/01/2018 20:51

I found a lump in my breast and the GP referred me to an oncologist. They had a look and feel and said it was all fine. This was 12 years ago and all is good.

14 years ago my Mum was diagnosed with breast cancer and she had one breast removed. She was offered chemo and they said it was up to her if she had it as is may reduce the chance of it returning. He has been cancer free since then.

You are definitely jumping the gun in this situation.

BumbleNova · 14/01/2018 20:53

Why in hell would you refuse treatment?? 9 out 10 women diagnosed with breast cancer now survive, even if worst case it is cancer. You haven't even been diagnosed yet!

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