My best friend split from her ex 3 years ago, a year prior to their split he took out a loan for 8,000 for a car and lent her 3,000 on his credit card on the condition that she pay for it. When they split she still payed 300 a month and has done so for the last 3 and three quarter years (It was due to run for 4 years) however they kept in touch until a few months ago (when she got with someone else) and he stated verbally to her that she need only pay up until December and to forget the last two months payments (plus one extra into March for the credit card) as he had been given a 60 grand financial payoff and was living very comfortably.
She said she has recently recieved an email from him which did not refer at all to the verbal agreement and stated that he had checked with the loan company and on his credit card and there was still another two payments plus March's for the credit card.
She had planned her finances as such that she would not have to pay him after this month and is really upset that he has renaged on his offer as it is going to cause some financial hardship for her.
I have discussed this with my husband and he says that the ex can take her to the small claims court for the outstanding £1,300 but i dont see how he can when both the credit card and the loan is in his name (even though she has been making regular monthly payments into his account) and it was verbally agreed that she should stop paying in December. Surely he cannot change his mind out of sheer vindictiveness (she is with someone new now) and go back on his agreement? I think she is worried that it will be literally her word against his and he really is the sort to take legal action and she is worried that if it goes to court she will be liable for both the court costs and obviously the outstanding monies. She was on her own with her kids for a long time and now she is with someone new it is funny he has just suddenly got in touch to request that she keeps paying and makes no mention of the agreement to stop paying this month - can someone advise as to whether he has a legal leg to stand on given that both are in his name and what she should do?