will try to keep this as short as possible.
So my neighbour came to me and said that my son had hit her car on his bike and caused scratches and dents- my son admitted he accidentally hit her car but no proof that the damage she’s relating to is actually caused by that. The car has a few big scratches and a few dents. Other children in the neighbourhood also ride past her car on their bikes (including her own son) my children say her son came up with the idea to use their driveway as a bike ramp, which she denies. So although he says he did bump her car so could have many other children including her own. She says she had on ring camera a video of my son saying sorry for hitting her car (I made him go and apologise) but no proof that I was actually him that caused that. She has been rude to my son, and her partner slightly threatening to my ex when they discussed it. She has been threatening me with court if I don’t pay, I had enough of arguing so just agreed to pay when she sent the quote, I told her she needed to wait till the end of the month until I got paid, now today she has sent a new quote adding labour on top and I have told her i genuinely cannot afford it and only put aside the amount for the original quote she sent, she says I’m a joke for making her wait this long as she wants to part exchange her car and I have said I think I’ve been quite reasonable as I don’t think a lot of other people would happily pay for damage that their is no proof of. If there was real proof he directly caused the damage then yes of course it’s my responsibility to pay but the fact that her son encouraged mine to use the driveway and he also did too along with other children meaning someone else could have caused the damage, my son is awaiting assessments for behavioural issues and he sometimes acts impulsively. She is now threatening court if I don’t pay. But I cannot pay what I don’t have. Am I being unreasonable?
im already struggling so much and this has tipped me over the edge that I’m worried about my mental health, I’ve already been feeling so low, crying all the time, struggling to sleep, feeling hopeless. I have arrears in rent and council tax, credit cards along with most other debts that I’m being chased for, working 6 days a week and taking extra clients on top, doing everything for my children alone with no financial help from my ex (their dad) trying to keep up with rent arrears so they have a roof over their heads, food on the table and trying to avoid baliffs at the door, my own car needs major costly repairs and is barely running at the moment but it’s not possible for me to be able to work without it- I can’t afford the repairs and I’m worried everyday if it will give up on me and then I can’t work, I was sold a faulty car from a dealership that im left with and waiting for ombudsman to investigate but I now need to pay for diagnostic reports on top. I’m trying to be a good mum and provide everything they need, emotional support etc but I feel so hopeless like things will never end. Everyday I hold back tears until the children go to bed then I cry myself to sleep. I’m waiting for therapy to address a lot of trauma that I have been through in my life and adding all of this on top feels like too much to bare right now I feel so exhausted with life I’m just holding on for my children
i am so sorry for the ramble