Building society refusing to allow a sale to proceed. Seeking possession of the house.

[Lucyweeks]

My mortgage lender is refusing to allow a sale to proceed and obtained a eviction order .
I am submitting a N244 this morning, is there anything more I can do?

Are you still selling to a relative? Is there a chance that they may view the sale as contrived to buy more time rather than being a real sale?

The mortgage has ten years to run.

I wasn't aware of the eviction order when I informed the building society of the sale so it has not been 'pulled out of a hat'.
The correspondence is evidence of that.
The solicitors have been instructed.

@Flippoflak perhaps , I dont know.
The relative will be buying the house regardless.

A yikes, selling to a relative makes this much more complex op.

They have proof of funds and that has gone to the estate agent. I'm I expected to turn down the offer?

The house was reduced and became an option for my relative. The house is a difficult one to sell due to it's history ( which I didn't know about). This is a genuine offer with proof of funds and solicitors instructed.
Why would anyone turn down a genuine offer?

@Wickedlittledancer can you explain in legal terms why this is more complex? It was given the go ahead by my solicitor and accountant. There is nothing untoward.

Because it looks dodgy as fuck. It looks as if you’ve persuaded a relative to pretend to be a buyer, stretch things out as long as possible then suddenly pull out at the last minute in order to stay in the house as long as you can.

An opinion is not points of law. Why do people need to say hurtful things when people are in desperate situations. I asked for legal advice not spiteful statements

@titchy do you have any legal advice?

Kindly OP people aren't being 'hurtful' or 'spiteful' they are being honest

You have to appreciate how it looks to the other parties involved here. People are just trying to advise you that a sale to an unrelated party would possibly have been seen as more 'legitimate'.

Ultimately the lender just wants their money bank and as soon as possible at this point, so will pursue whatever option is likely to make that happen as fast as possible. As a pp has noted, they make think an offer on the table from a relative is less likely to proceed to a sale quickly as that relative may be content to allow a sale to progress more slowly to give you more time in the house. Whether that's actually the case or not doesn't matter, its just something they will consider a risk.

It’s not more complex legally, but it is as the pp said, it looks dodgy, like you’ve convinced a relative to pretend to buy, drag it out and then pull out at last moment, to enable you to stay in house. I mean it’s the first thing everyone will think. Inc the court.

that won’t be a new situation, they’d have seen it a thousand times.

thats not spiteful or hurtful, its simply a fact. It’s made even worse by the fact fhey aren’t selling their own home to do it, so looks like even more of a scam.

If this relative is intending to use this house as a BTL then why can they not rent it out to you?

Also who is the relative. A distant relative is a lot more believable than say your mum and dad.

And this, makes it look even dodgier.

Sorry, I'm not answering anymore questions. I'll leave the thread now.
Thank you to those who have been kind.

Oh op, 😔