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Legal matters

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Is it too late to get this ccj set aside?

3 replies

Ccjidiot · 30/06/2026 09:40

I've got myself into a right mess. I've been going through a lot lately (mental health, caring for disabled dc, abusive ex) and have stuck my head in the sand and not dealt with it. Last year I received a parking fine. The photos showed my car parked in the car park, then a completely different car exiting the car park. I appealed on the grounds that it wasn't my car, and the company replied back with more photos that did show my car leaving the car park.

The fine rose to £170 which I couldn't afford to pay. I tried to contact the company with a payment plan but there is no way whatsoever to contact this company. The only contact is through the appeal section on the website, but when I enter my PCN number it says the time to appeal this has passed. They then sent through a CCJ for £280. I replied to it with an offer of £100 a month but stupidly missed the 30 day deadline. The CCJ is now in place and it goes to enforcement.

My question is, should I try to get the CCJ set aside on the grounds of poor mental health/unable to deal with it, or just wait for the baliffs and offer a payment plan? I fully accept its all my fault and if theres no way to fix it I'll just have to suck it up.

OP posts:
takingitdown · 30/06/2026 09:46

Form the government website:

You must have valid legal grounds, such as never receiving the original claim forms, having a genuine defence, or paying the debt before the judgment was entered

Ignorance isn’t generally an excuse.

VanCleefArpels · 30/06/2026 09:53

It costs c.£600 to apply to set aside a judgement and without valid legal reasons (none of which are yours) this will not happen. Better to pay and yes bailiffs should offer a payment plan if the judgment is enforced.

SweepSqueaks · 30/06/2026 11:58

Have you offered to pay it right now in full? Or to pay last months and this months right now.

I know you haven’t got the money but that’s a separate problem.

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