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Can a housing association charge much higher rent than similar nearby flats? (England)

4 replies

JustThe3OfUs2Gether · 03/05/2026 13:01

Hi, we’re currently three people in an overcrowded, two bedroom flat in North West London owned by a housing association (one parent, one adult child, one minor child, each with some sort of disability/special needs). We’ve been allocated Band B for Locata due to urgent medical need to move.

When we moved here in 2016 my minor child wasn’t born yet and my adult child was a minor - we had been in temporary accommodation for over 10 years prior and were keen to secure a property so we were not transient. At the time, the rent was £242 per week - it’s currently £316.

We live on a close and there’s an identical block of flats 50-100m from us with a different housing association and the rent is £140 per week. There are also several other properties owned by our same housing association in similar locations with the same or more bedrooms and we are yet to encounter a rent as high as ours.

This is obviously impeding our ability to swap our property with a more suitable one due to the large disparity in rent, and several people have let us know that they’d be interested in swapping with us but can’t due to the rent price.

Can anyone offer any insight if there is anything we as residents can do about this? Is it legal/lawful for our housing association to have equivalent or larger properties with such a vast price difference in the same area and is there anything we can do to contest this?

Any advice would be appreciated, many thanks!

OP posts:
GrandmasCat · 03/05/2026 13:08

I wonder if they are deciding on what rent to charge based on the means of the occupants. I worked for an organistation that charged from 50 to 200 a week for similar housing but I don’t know the details as I was only receiving the payments but I always assumed the rent was adjusted according to their means. I wonder if they are charging you more because you receive more financial support due to disabilities.

Still unfair I know but something to consider. If you haven’t already, email the organisation asking why your rent is so high compared with neighbours and if there is anything that can be done to have it reviewed?

Twasasurprise · 03/05/2026 14:59

Is there a reason why people want to swap their larger properties for yours? Is it bedroom tax reasons or is yours more desirable (garden/ parking/ views/ quieter location) and therefore attracts a higher rent?

Wishing you luck with securing more suitable accommodation soon.

JustThe3OfUs2Gether · 04/05/2026 19:00

Thank you both for your replies, much appreciated.
@GrandmasCat that's a thought about potential differences - I'll have a chat with the neighbours. @Twasasurprise I'm guessing it's location for those wanting to swap - we are very well situated for transport links both into and out of town. Loads of private apartments going up around us. Plenty of shops/business, schools of all types/faiths, nice gardens/park/communal gym etc which are well kept, a new build, free off road parking? Who knows! I don't think it's anything really special, I'm a born and bred Londoner and long to see fields from my windows! Thanks for the best wishes 😊

OP posts:
Laushe · 06/05/2026 10:45

Some housing association properties are let at social rent rate and others at affordable rent rate and others at market rate. You will have to check which your property came under

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