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How Do I Pay With Protection

2 replies

Moaning5 · 09/04/2026 20:13

I’m in the market for buying a horsebox. I’m only looking at trade to get a warrenty.
The one I’ve seen and like is £37k so for me a big purchase.

The company is small and the Company House check shows some red flags - poor cashflow, increased liabilities, negative equity on paper.

The viewing showed several boxes in various states of build and the finished ones very nice and solid (I’ve viewed lots of other brands to compare). Seems very professional with a pride in their products and services. Good reviews online.

Am I mad to proceed with the purchase given the red flags and possible useless warrenty if they fold ?
How can I protect myself whilst paying for this as I wanted to just back transfer, and a partial credit card purchase only protects items up to £30k.

OP posts:
Moaning5 · 09/04/2026 22:38

The short version - how do I buy something over £30k with confidence??

OP posts:
Collaborate · 10/04/2026 10:13

The only way to do it is to pay the money in to an escrow account held by a third party, to bge released on delivery. If they don't agree to do this then you need to either accept the risk or walk away.

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