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Death overseas, no will, how to close U.K. bank accounts and release the money

4 replies

Aydel · 11/12/2025 11:00

Hi - I’m helping a friend whose husband died suddenly overseas the other week. They had retired to an EU country from U.K. (he was British, she is not) twenty years ago and most of his money is tied up there. The current account was in both names, and had a minimal amount of money in it, but he had a savings account in his name only, with in excess of £50,000 in it.

I’m aware from when my Mum died that this building society wouldn’t release funds if the account had in excess of £50,000 in it, without a grant of probate. Does anyone know what would happen in this situation - death overseas, not resident in U.K. Would they need to go through probate/letters of administration in U.K. to get the money released?

OP posts:
Aydel · 11/12/2025 11:00

To clarify, most of his money is tied up in U.K.

OP posts:
Collaborate · 11/12/2025 12:40

I am not a probate lawyer but I think she can apply for a grant of probate in the UK.

Google this: probate in uk after death abroad

MultiLayerSWinterHugge · 17/12/2025 10:33

Sorry for your loss

This is from UK Government website

You will probably need copies of the death certificate

https://www.gov.uk/after-a-death

What to do after someone dies

The steps you must take when someone dies - register a death, report a death with Tell Us Once, coroners, funerals and death abroad.

https://www.gov.uk/after-a-death

Lovingbooks · 29/12/2025 15:26

No will the next of kin if married (the spouse) can apply for letters of administration. Contact the bank first they will probably still need sight of the original overseas death certificate first step.

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