Golf Buggy hit my car on road - who is liable?

[fiftywheels]

A local golf course has a public road between two halves of the course so golfers have to cross public road. A golf buggy shot out of concealed exit and slammed into side of my car damaging paintwork likely re spray of a door as metallic paint.

Golfer refused to give me his details and said to speak to golf club. They are saying they don’t think they are responsible even though it was their buggy, they also said they could not give me his details without permission due to GDPR!

I can claim on my car insurance but why should I lose my excess and no claims bonus?

is there anyone able to advise where I stand legally? Have reported to police and google says it would be classed as a hit and run as he refused to give his details. I think golf club are liable as it is their buggy

The requirement for insurance applies to mechanically propelled vehicles intended or adapted for use on roads. Such vehicles must meet all regulatory requirements. A golf buggy that is intended for use on a golf course and which may cross a public road is not intended or adapted for use on roads, so there is no legal requirement for insurance. It is still a good idea for the club to insure it, but neither the club nor users of the buggies is committing an offence if they are not insured.

I suggest that if the Golf Club are hiring buggys they need to ensure proper insurance is in place because irrespective of WHERE an accident occurs there is a potential claim